700 Harper Ln, Midland, MI 48640 Property Records

Midland County property record for 700 Harper Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,649 sqft · built 1974
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2021)
Tax Bill	$5,208 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2020 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`14-04-40-866`

Property Details

APN / Parcel Number

Primary APN	`14-04-40-866`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,649 sqft Living Area
1st Floor Area	1,533 sqft
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	134 ft deep x 105 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 HARPER LN
City	MIDLAND
State	MI
Zip	48640-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 21 ALOHA GARDENS SUB NO 2
Legal Subdivision	ALOHA GARDENS SUB
Legal Lot Number	21
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2000
Census Tract	290901

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 HARPER LN, MIDLAND, MI 48640-7324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 7, 2018	Warranty Deed, Transfer
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Book / Page	1645 / 1214
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	1574/456
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 18, 2021
Property Address	700 HARPER LN, MIDLAND, MI 48640-7324
Document Number	1645/1214
Book / Page	1645 / 1214
Map Reference	LB G PG 23
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 HARPER LN, 700, MIDLAND, MI 48640-7324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 HARPER LN, MIDLAND, MI 48640-7324

Mortgage

Document Number	16451215
Date	May 18, 2021
Instrument	1645/1215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 24, 2020
Property Address	700 HARPER LN, MIDLAND, MI 48640-7324
Document Number	1639/1332
Book / Page	1639 / 1332
Map Reference	LB G PG 23
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 HARPER LN, 700, MIDLAND, MI 48640-7324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3888 W STATE HIGHWAY 16, BREMERTON, WA 98312-5064

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 7, 2018
Property Address	700 HARPER LN, MIDLAND, MI 48640-7324
Document Number	1612/0885
Book / Page	1612 / 0885
Map Reference	LB G PG 23
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5760 TRAFALGRA LN, 5760, MIDLAND, MI 48640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 HARPER LN, MIDLAND, MI 48640-7324

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 10, 2017
Property Address	700 HARPER LN, MIDLAND, MI 48640-7324
Document Number	1603/0251
Book / Page	1603 / 0251
Map Reference	LB G PG 23
Instrument Date	Jan 25, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, 425, EWING, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5760 TRAFALGAR LN, DUBLIN, OH 43016-9661

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,400	$280,800
2024	$5,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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