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700 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 700 Harbor Dr, Key Biscayne, FL 33149 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 7.5 ba · 7,723 sqft · built 1996
Lot Size0.385 acres (16,752 sqft)
OwnerCompany Name on File
Last Sale$8,662,500 (Jun 2019)
Tax Bill$144,566 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2019 Sale
Flood ZoneZone AE (high risk)
APN24-5205-001-3310

Property Details

APN / Parcel Number

Primary APN24-5205-001-3310

Interior

Bedrooms7 Beds
Full Baths7.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area7,723 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area16,752 sqft (0.385 acres)
Pool Area72 sqft
Patio Area3,472 sqft
Gazebo323 sqft

Location & Zoning

Street Address700 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBISCAYNE KEY ESTS PB 50-61 LOT 10 LESS BEG NE COR OF LOT 10 TH S 74 DEG W 174.08FT SELY28.45FT N 65 DEG E 172.32FT TO POB BLK 19 LOT SIZE 16752 SQ FT OR 16076-1599 0993 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionBISCAYNE KEY ESTS
Legal Block1
Legal Lot Number10
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1003
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-5205-001-3310

Assessment roll updated July 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address791 CRANDON BLVD, 1106, KEY BISCAYNE, FL 33149-2203
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
HSBC BANK USA
Jun 17, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Prior SaleOct 20, 2009 · Amount on Record
Deed Document Number2019374265
Deed Book / Page31485 / 2282
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address700 HARBOR DR, KEY BISCAYNE, FL 33149-1710
Transaction TypeMortgage
Record UpdatedApr 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 HARBOR DR, KEY BISCAYNE, FL 33149-1710

Mortgage

Document Number0000331188
DateApr 21, 2022
Book Page33146/1912
Instrument2022R0331188
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2042
Interest
Rate TypeAdjustable Rate
Rate3.09%
Type Change DateMay 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.09%
IndexOther
Margin3
Max Rate8.09%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJun 17, 2019
Property Address700 HARBOR DR, KEY BISCAYNE, FL 33149-1710
Document Number0000374265
Book / Page031485 / 002282
Instrument DateJun 14, 2019
Instrument374265
Transaction TypeTransfer
Record UpdatedJul 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,975.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address791 CRANDON BLVD #1106 KEY BISCAYNE FL 331492203, 1106, KEY BISCAYNE, FL 33149-2203

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$144,566.00 (+11.82%)$8,284,947 (-1.65%)$10,355,970 (+22.93%) Land $8,376,000 Building $1,979,970
2024$129,281.00 (+6.45%)
2023$121,444.00 (+21.39%)$8,424,357 (+35.34%) Land $6,332,256 Building $2,092,101$8,424,357 (+35.34%) Land $6,332,256 Building $2,092,101
2022$100,043.00$6,224,604 Land $4,104,240 Building $2,120,364$6,224,604 Land $4,104,240 Building $2,120,364

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 201 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
145 of 201 on primary residences
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024, rainfall accumulation
Flood Events
  • Hurricane Irma (Sep 2017), 38 claims
  • Hurricane Wilma (Oct 2005), 26 claims
  • Hurricane Andrew (Aug 1992), 195 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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