700 Gin Ln, Southold, NY 11971 Property Records

Suffolk County and Southold Town property record for 700 Gin Ln, Southold, NY 11971

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Oct 2018)
Tax Bill	$11,600 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473889 88.-3-9`

Property Details

APN / Parcel Number

Primary APN	`473889 88.-3-9`
Alternative APNs	`1000-088.00-03.00-009.000` `388908800000030090000000` `47380010988` `10`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	10
Street Address	700 GIN LN
City	SOUTHOLD
State	NY
Zip	11971-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	BOOK 5 PAGE 00079 BILL 010574
Legal Block	3
Legal Lot Number	9
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	3
Census Block	3001
Census Tract	170204

Owner

Source: Suffolk County and Southold Town records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 BARCLAY ST, 11C, NEW YORK, NY 10007-0108
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage BANK OF AMERICA
Oct 19, 2018	Deed, Transfer
Apr 4, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Book / Page	12983 / 830
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jul 23, 2026
Property Address	700 GIN LN, SOUTHOLD, NY 11971-4228
Document Number	2373000493
Book / Page	23739 / 493
Instrument Date	Jul 7, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 GIN LN, SOUTHOLD, NY 11971-4228

Mortgage

Document Number	2373000493,
Date	Jul 23, 2026
Book Page	23739/493

Lender

Name	BANK OF AMERICA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 19, 2018
Property Address	700 GIN LN, SOUTHOLD, NY 11971-4228
Document Number	0129830830
Book / Page	12983 / 830
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BARCLAY ST, NEW YORK, NY 10007-2382

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 4, 2018
Property Address	700 GIN LN, SOUTHOLD, NY 11971-4228
Document Number	0129560351
Book / Page	012956 / 000351
Instrument Date	Mar 8, 2018
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Amount	Amount Recorded
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	6477 SOUND AVE MATTITUCK NY 119523165, MATTITUCK, NY 11952-3165

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Southold Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,000 (-) Land $500 Building $7,500	$1,454,545 (+10,263.7%) Land $90,909 Building $1,363,636
2024	$11,600.00
2023		$8,000 Land $500 Building $7,500	$14,035 Land $877 Building $13,158

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 152 individual policies
Nearby Flood Policies	176 units insured incl. 24 condo units
Nearby Flood Claims	9 (1991–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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