700 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 700 Georgia Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1971
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2019)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0085-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0085-0010`
Alternative APNs	`263001000100850010` `77280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,130 sqft Living Area
Gross Area	1,522 sqft
1st Floor Area	980 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	234 sqft
Patio Area	110 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	700 GEORGIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 33/34 BLK 85 LOTS 1-3 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	85
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3053
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0085-0010

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jul 03, 2019	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Dec 27, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 23, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2019 · Amount on Record
Deed Sale	Jul 03, 2019 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	201986177
Deed Book / Page	5551 / 2868
Prior Transfer Date	Dec 17, 2002
Prior Transfer Doc	2173002495
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171

Mortgage

Document Number	0059822419
Date	Jun 17, 2021
Book Page	5982/2419
Instrument	2021094232

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171
Document Number	0057160267
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 GEORGIA AVE ST CLOUD FL 347693171, ST CLOUD, FL 34769-3171

Mortgage

Document Number	0057160267
Date	Apr 30, 2020
Book Page	005716/000267
Instrument	58917

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 03, 2019
Property Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171
Document Number	0055512868
Book / Page	5551 / 2868
Map Reference	MB B PG 33&34
Instrument Date	Jun 11, 2019
Instrument	2019086177
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 SAGAMORE LN, 3540, KISSIMMEE, FL 34741-1522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171

Mortgage

Document Number	0055512870
Date	Jul 03, 2019
Instrument	5551/2870

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 27, 2018
Property Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171
Document Number	0054551163
Book / Page	005455 / 001163
Instrument Date	Dec 11, 2018
Instrument	188354
Transaction Type	Foreclosure
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,054.21
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3540 SAGAMORE LN KISSIMMEE FL 347411522, KISSIMMEE, FL 34741-1522

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 23, 2017
Property Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171
Document Number	0051520509
Book / Page	5152 / 0509
Map Reference	MB B PG33&34
Instrument Date	May 18, 2017
Instrument	2017075119
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	INTEGRITY FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8516 SUNFLOWER LN, 8516, HUDSON, FL 34667-2543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 GEORGIA AVE, SAINT CLOUD, FL 34769-3171

Mortgage

Document Number	0051520510
Date	May 23, 2017
Instrument	5152/0510

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+3.57%) Homeowner's exemption	$212,979 (+5.99%)	$297,600 (+9.45%) Land $55,000 Building $242,600
2024	$2,939.00 (+2.76%)
2023	$2,860.00 (+3.77%) Homeowner's exemption	$200,949 (+3%)	$271,900 (+10.21%) Land $50,000 Building $221,900
2022	$2,756.00 Homeowner's exemption	$195,097	$246,700 Land $45,000 Building $201,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured 12 under condo master policies
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 539 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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