700 Gary St, Fulton, MO 65251 Property Records

Callaway County property record for 700 Gary St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1989
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,400 (Feb 2021)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-20.0-20-005-019.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-20.0-20-005-019.000`
Alternative APN	`1304020020005010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	12.2 ft deep x 7.6 ft wide
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1304020020005019000
Street Address	700 GARY ST
City	FULTON
State	MO
Zip	65251-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 223 NCP
Legal Range	09W
Legal Township	47N
Legal Section	20
Legal Subdivision	H L HINKLE NO 1
Legal Block	223
Legal Lot Number	9
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	5
Census Block	5004
Census Tract	70400

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 GARY ST, FULTON, MO 65251-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Feb 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jan 19, 2016
Deed Document Number	2021846
Deed Book / Page	490 / 477
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	000490/477
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	700 GARY ST, FULTON, MO 65251-1229
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00000246/1
Date	Feb 1, 2021
Book Page	246/1
Instrument	202100847

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 1, 2021
Property Address	700 GARY ST, FULTON, MO 65251-1229
Document Number	000490/477
Book / Page	490 / 477
Instrument Date	Jan 27, 2021
Instrument	202100846
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,275.00 (-0.08%)	$20,638 (-)	$108,620 (-)
2024	$1,276.00 (+0.47%)	$20,638 (-)	$108,620 (-)
2023	$1,270.00 (+2.34%)	$20,638 (+2.36%)	$108,620 (+2.36%)
2022	$1,241.00	$20,163 Land $1,860 Building $18,303
2021			$106,120 Land $9,790 Building $96,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Aug 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Verizon.

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