700 Fox Ridge Rd, Eldridge, IA 52748 Property Records

Scott County property record for 700 Fox Ridge Rd, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,441 sqft · built 1999
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Dec 2024)
Tax Bill	$4,090 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931421131`

Property Details

APN / Parcel Number

Primary APN	`931421131`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,441 sqft Living Area
Basement Area	1,441 sqft
Finished Basement	624 sqft
Unfinished Basement	817 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	144 sqft
Patio Area	788 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	700 FOX RIDGE RD
City	ELDRIDGE
State	IA
Zip	52748-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSTIC RIDGE ESTATES 3RD ADD LOT: 031 RUSTIC RIDGE ESTATES3RD ADD
Legal Subdivision	RUSTIC RIDGE ESTATES 3RD ADD
Legal Lot Number	31
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3038
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Aug 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST GATEWAY CREDIT UNION
Aug 16, 2017	Warranty Deed, Transfer · ARM DEERE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018706
Date	Jun 25, 2020
Instrument	202000018706

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 16, 2022
Property Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027
Document Number	202200022440
Instrument Date	Aug 12, 2022
Instrument	202200022440
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027

Mortgage

Document Number	202200022441
Date	Aug 16, 2022
Instrument	202200022441

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 12, 2019
Property Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027
Document Number	201900020258
Instrument Date	Jul 25, 2019
Instrument	201900020258
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027

Mortgage

Document Number	201900020260
Date	Aug 12, 2019
Instrument	201900020260

Lender

Name	FIRST GATEWAY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 16, 2017
Property Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027
Document Number	201700021872
Instrument Date	Jul 23, 2017
Instrument	2017-00021872
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 FOX RIDGE RD, ELDRIDGE, IA 52748-2027

Mortgage

Document Number	201700021875
Date	Aug 16, 2017
Instrument	2017-00021875

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,090.00	$354,700 (-) Land $89,600 Building $265,100	$354,700 (-) Land $89,600 Building $265,100
2025	$4,090.00 (-3.99%) Homeowner's exemption	$354,700 (+3.53%) Land $89,600 Building $265,100	$354,700 (+3.53%) Land $89,600 Building $265,100
2024	$4,260.00 (+5.08%)
2023		$342,600 Land $89,600 Building $253,000	$342,600 Land $89,600 Building $253,000
2022	$4,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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