Osceola County property record for 700 Florida Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,240 sqft · built 1935 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Feb 2013) |
| Tax Bill | $1,751 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0070-0010 |
| Primary APN | 01-26-30-0001-0070-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 1,660 sqft |
| Upper Floors Area | 580 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Metal Porch |
| Porch Area | 446 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 700 FLORIDA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 70 LOTS 1 THRU 3 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 70 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 43500 |
700 Florida Ave is owned and occupied by two individuals who bought it in February 2013.
Source: Osceola County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2013 · Amount on File |
| Deed Sale | Feb 28, 2013 · Amount on File |
| Prior Sale | Dec 17, 2012 |
| Deed Document Number | 201333547 |
| Deed Book / Page | 4403 / 2577 |
| Prior Transfer Date | Aug 29, 2006 |
| Prior Transfer Doc | 0032722996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 13, 2026 |
| Property Address | 700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346 |
| Document Number | 0069362757 |
| Book / Page | 6936 / 2757 |
| Map Reference | MB B PG 33-34 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026033362 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346 |
| Name | Verified Name |
|---|---|
| Address | 700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0060780256 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 6078/256 |
| Instrument | 2021170271 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2041 |
The 2025 property tax bill for 700 Florida Ave was $1,751 with a homeowner's exemption, up 3.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,751.00 (+3.92%) Homeowner's exemption | $140,709 | $345,200 Land $55,000 Building $290,200 |
| 2024 | $1,685.00 (+3.25%) | ||
| 2023 | $1,632.00 (+4.41%) Homeowner's exemption | $132,762 (+3%) | $303,800 (+15.91%) Land $50,000 Building $253,800 |
| 2022 | $1,563.00 Homeowner's exemption | $128,896 | $262,100 Land $45,000 Building $217,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Florida Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Florida Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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