700 Ellsworth Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 700 Ellsworth Rd, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,138 sqft · built 2012
Lot Size	0.247 acres (10,779 sqft)
Owner	Individual Name on File
Last Sale	$999,000 (Dec 2020)
Tax Bill	$12,644 (2023)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157-102-36`

Property Details

APN / Parcel Number

Primary APN	`157-102-36`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,138 sqft Heated Area
Gross Area	5,007 sqft
1st Floor Area	2,048 sqft
Upper Floors Area	2,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,779 sqft (0.247 acres)
Garage Area	575 sqft
Porch	Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	157-102-36
Street Address	700 ELLSWORTH RD
City	CHARLOTTE
State	NC
Zip	28211-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L36 &P35 B1 M3-88
Legal Subdivision	RIDGEWOOD SEC 01
Legal Block	1
Legal Lot Number	36
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	2201

Owner

700 Ellsworth Rd is owned and occupied by an individual who bought it in December 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	700 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 14, 2020	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Mar 28, 2013 · Amount on File
Deed Document Number	0035428126
Deed Book / Page	35428 / 126
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	700 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035659
Date	Apr 22, 2024
Book Page	38765/979
Instrument	2024035659

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2054

Interest

Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	700 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173183
Date	Sep 9, 2021
Book Page	36509/390
Instrument	2021173183

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 14, 2020
Property Address	700 ELLSWORTH RD, CHARLOTTE, NC 28211-1446
Document Number	0000211558
Book / Page	35428 / 126
Instrument Date	Dec 10, 2020
Instrument	2020211558
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 CROWELL ROAD, 722, CHATHAM, MA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 ELLSWORTH RD, CHARLOTTE, NC 28211-1446

Mortgage

Document Number	0000211559
Date	Dec 14, 2020
Instrument	2020211559

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 700 Ellsworth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Ellsworth Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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