Charlotte County property record for 700 Elisa Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,998 sqft · built 2023 |
| Lot Size | 0.69 acres (30,044 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2019) |
| Tax Bill | $36,812 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412330207010 |
| Primary APN | 412330207010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,998 sqft Living Area |
| Gross Area | 7,993 sqft |
| 1st Floor Area | 4,998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 30,044 sqft (0.69 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,563 sqft |
| Driveway | Driveway |
| Driveway Area | 1,620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 35 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 372 sqft |
| Loading Dock | 420 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952601476008 |
|---|---|
| Street Address | 700 ELISA DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC 15 REP BLK 271 LT 109 641/1288 1322/1008 1864/1457 2561/711 3837/1785 PGI 015R0271 0110 PUNTA GORDA ISLES SEC15 REP BLK271 LT 110 837/1662-73 866/460-62875/5 1060-539 2411/1777 4467/1077 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 30 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 271 |
| Legal Lot Number | 109 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10405 |
700 Elisa Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Charlotte County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 ELISA DR, PUNTA GORDA, FL 33950-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA |
| Aug 2, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on File |
| Deed Sale | Aug 2, 2019 · Amount on File |
| Prior Sale | Jan 30, 2014 · Amount on File |
| Deed Document Number | 20192731952 |
| Deed Book / Page | 4467 / 1077 |
| Prior Transfer Date | Oct 4, 2004 |
| Prior Transfer Doc | 0025610711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 700 ELISA DR, PUNTA GORDA, FL 33950-8024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047200565 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 4720/565 |
| Instrument | 2911885 |
| Name | WEBSTER BANK NA |
|---|---|
| Type | Bank |
| Address | WATERBURY, CT 06702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 378 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 700 ELISA DR, PUNTA GORDA, FL 33950-8024 |
| Document Number | 0044671077 |
| Book / Page | 004467 / 001077 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 2731952 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 SOUTHWICK HL SOUTHWICK MA 010779465, SOUTHWICK, MA 01077-9465 |
The 2025 property tax bill for 700 Elisa Dr was $36,812 with a homeowner's exemption, down 9.1% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,812.00 (-9.09%) Homeowner's exemption | $2,256,142 Land $705,500 Building $1,550,642 | $2,256,142 Land $705,500 Building $1,550,642 |
| 2024 | $40,491.00 (+206.29%) | ||
| 2023 | $13,220.00 (+1%) | $657,499 (+9.95%) | $773,528 (+29.35%) Land $770,000 Building $3,528 |
| 2022 | $12,018.00 | $597,999 Land $595,000 Building $2,999 | $597,999 Land $595,000 Building $2,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Elisa Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Elisa Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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