700 E Monroe St, Creston, IA 50801 Property Records

Union County property record for 700 E Monroe St, Creston, IA 50801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1981
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on File
Last Sale$79,000 (Jun 2005)
Tax Bill$2,350 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2012 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0607157012

Property Details

APN / Parcel Number

Primary APN0607157012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,056 sqft Living Area
Basement Area500 sqft
Finished Basement500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,200 sqft (0.234 acres)
Lot Dimensions120 ft deep x 85 ft wide
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address700 E MONROE ST
CityCRESTON
StateIA
Zip50801-3262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC DON S LOT 82 & N 25 FT LOT 83
Legal SubdivisionMCDONALDS SOUTH ADDITION
Legal Lot Number82,83
JurisdictionUNION IA
Township / Civil DivisionCRESTON
Census Block Group4
Census Block4071
Census Tract190200

Owner

Source: Union County records · APN 0607157012

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address201 N DIVISION ST, 4, CRESTON, IA 50801-2219
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
HUD
Aug 09, 2012Deed of Trust, Mortgage · Conventional Mortgage
STATE SAVINGS BANK
Jul 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MORTGAGE BANK
Jul 26, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE BANK
Jun 14, 2005Legal Action/Court Order, Foreclosure · Conventional Mortgage
FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2005 · Amount on Record
Deed SaleJun 14, 2005 · Amount on Record
Deed Document Number20051434
Deed Book / Page818 / 272
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IA
Property Address700 E MONROE ST, CRESTON, IA 50801-3262
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001289/285
DateAug 25, 2022
Book Page1289/285
Instrument2022-00001627
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueAug 01, 2062
Interest
Rate TypeFixed Rate

August 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IA
Property Address700 E MONROE ST, CRESTON, IA 50801-3262
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001031/117
DateAug 09, 2012
Book Page1031/117
Instrument00001611
Lender
NameSTATE SAVINGS BANK
TypeBank
AddressCRESTON, IA 50801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 03, 2017

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IA
Property Address700 E MONROE ST, CRESTON, IA 50801-3262
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001153/121
DateJul 26, 2017
Book Page1153/121
Instrument2017-00001383
Lender
NameAMERICAN MORTGAGE BANK
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION IA
Recording DateJul 26, 2017
Property Address700 E MONROE ST, CRESTON, IA 50801-3262
Document Number01153/0120
Book / Page1153 / 0120
Instrument DateJul 20, 2017
Instrument2017-00001382
Transaction TypeTransfer
Record UpdatedJul 08, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address700 EMONROE, CRESTON, IA 50801

Mortgage

Document Number001153/121
DateJul 26, 2017
Book Page1153/121
Instrument2017-00001383
Lender
NameAMERICAN MORTGAGE BANK
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

June 2005: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionUNION IA
Recording DateJun 14, 2005
Property Address700 E MONROE ST, CRESTON, IA 50801-3262
Document Number000818/272
Book / Page818 / 272
Instrument DateJun 09, 2005
Instrument00001434
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.60
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3283 170TH ST, CRESTON, IA 50801-8401

Mortgage

Document Number0000001435
DateJun 14, 2005
Instrument00001435
Lender
NameFIRST FRANKLIN FINANCIAL CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
MunicipalityCreston City
CountyUnion County
Unified School DistrictCreston Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,350.00$140,600 (-4.72%) Land $17,000 Building $123,600$140,600 (-4.72%) Land $17,000 Building $123,600
2024$2,350.00 (-16.19%)
2023$147,570 Land $16,950 Building $130,620$147,570 Land $16,950 Building $130,620
2022$2,804.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Lockridge Networks
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Farmers Mutual Telephone Company-Nora Springs, Uniti Group, Verizon.

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCRESTON WATER SUPPLY
serves 7,536 people
Water SourceSurface water
Last State InspectionDec 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment Techniques
Jun 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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