700 E Main St, Watertown, WI 53094 Property Records

Jefferson County property record for 700 E Main St, Watertown, WI 53094

Property Summary

Property Type	Commercial
Lot Size	0.992 acres (43,212 sqft)
Owner	Company Name on Record
Last Sale	$1,780,000 (Apr 2024)
Tax Bill	$13,646 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0411-164`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0411-164`

Exterior

Lot Area	43,212 sqft (0.992 acres)
Lot Dimensions	216 ft deep x 200 ft wide

Location & Zoning

Street Address	700 E MAIN ST
City	WATERTOWN
State	WI
Zip	53094-3859
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	OUTLOT 17/3RD WARD.
Legal Range	15E
Legal Township	08N
Legal Section	04
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	SECOND WARD
Legal Lot Number	17
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1017
Census Tract	100200

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	700 E MAIN ST, WATERTOWN, WI 53094-3859
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · Commercial Mortgage STATE BANK OF CHILTON
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CELTIC BANK CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	1483603
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Apr 30, 2024
Property Address	700 E MAIN ST, WATERTOWN, WI 53094-3859
Document Number	0001483603
Map Reference	VL 61 PG 639
Instrument Date	Apr 29, 2024
Instrument	1483603
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	BADGERLAND TITLE SERVICES IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001483604
Date	Apr 30, 2024
Instrument	1483604

Lender

Name	STATE BANK OF CHILTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0001483605
Date	Apr 30, 2024
Instrument	1483605

Lender

Name	STATE BANK OF CHILTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 26, 2021
Property Address	700 E MAIN ST, WATERTOWN, WI 53094-3859
Document Number	0001450899
Map Reference	VL 61 PG 639
Instrument Date	Aug 11, 2021
Instrument	1450899
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	BADGERLAND TITLE SERVICES INC, BADGERLAND TITLE SERVICES IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001450900
Date	Aug 26, 2021
Instrument	1450900

Lender

Name	CELTIC BANK CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,646.00 (-3.75%)	$831,500 (+5%) Land $198,500 Building $633,000	$833,100
2023	$14,178.00	$791,900 Land $198,500 Building $593,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Netwurx, TDS Telecom.

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