700 E Isabella Rd, Midland, MI 48640 Property Records

Midland County property record for 700 E Isabella Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,290 sqft
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Jun 1999)
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-850-500-610-00`

Property Details

APN / Parcel Number

Primary APN	`040-850-500-610-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft

Exterior

Exterior Material	Brick
Lot Area	43,124 sqft (0.99 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	700 E ISABELLA RD
City	MIDLAND
State	MI
Zip	48640-8333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R1E COM 243 FT W OF NE COR OF LOT 8 REAMES WESTLAWN SUB, TH W 125 FT, S 348 FT, E 125 FT, N 348 FT.
Legal Subdivision	REAMES WESTLAWN SUB
Legal Lot Number	8
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2005
Census Tract	291200

Owner

700 E Isabella Rd is owned and occupied by an individual who bought it in June 1999.

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	700 E ISABELLA RD, MIDLAND, MI 48640-8333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 1999 · Amount on File
Deed Sale	Jun 28, 1999 · Amount on File
Deed Book / Page	919 / 353
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	700 E ISABELLA RD, MIDLAND, MI 48640-8333
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 ISABELLA ST, MIDLAND, MI 48640

Mortgage

Document Number	001664/201
Date	Apr 4, 2023
Book Page	1664/201

Lender

Name	GREAT LAKES FCU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 700 E Isabella Rd was $1,806 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,300	$170,600
2025	$1,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 E Isabella Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 E Isabella Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20