700 E Emerald St, Elkhart, IN 46514 Property Records

Elkhart County property record for 700 E Emerald St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1962
Lot Size	0.391 acres (17,032 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (May 2022)
Tax Bill	$1,780 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-432-004.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-432-004.000-027`
Alternative APN	`0232432004027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	1,040 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	17,032 sqft (0.391 acres)
Lot Dimensions	132 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0232432004027
Old Parcel Number	0232432004027
Street Address	700 E EMERALD ST
City	ELKHART
State	IN
Zip	46514-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	EMERALD HEIGHTS LOT 29 30 & 31
Legal Subdivision	EMERALD HEIGHTS
Legal Block	432
Legal Lot Number	29 30
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2026
Census Tract	1601

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 E EMERALD ST, ELKHART, IN 46514-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Dec 9, 2019
Deed Document Number	0000001018
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 24, 2022
Property Address	700 E EMERALD ST, ELKHART, IN 46514-3341
Document Number	0000001018
Map Reference	MB 1 PG 31
Instrument Date	May 23, 2022
Instrument	2022-11018
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E EMERALD ST, ELKHART, IN 46514-3341

Mortgage

Document Number	0000001019
Date	May 24, 2022
Instrument	2022-11019

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,000 (+7.61%) Land $21,300 Building $166,700	$188,000 (+7.61%) Land $21,300 Building $166,700
2024	$1,780.00 (+16.49%)	$174,700 (+8.64%) Land $21,300 Building $153,400	$174,700 (+8.64%) Land $21,300 Building $153,400
2023		$160,800 (+8.14%) Land $21,300 Building $139,500	$160,800 (+8.14%) Land $21,300 Building $139,500
2022	$1,528.00 Homeowner's exemption	$148,700 Land $21,300 Building $127,400	$148,700 Land $21,300 Building $127,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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