Middlesex County and Middlesex Borough property record for 700 Cook Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,480 sqft · built 1986 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Apr 2008) |
| Tax Bill | $8,215 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00282-0000-00034-01 |
| Primary APN | 10-00282-0000-00034-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,480 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 100 ft deep x 46 ft wide |
| Street Address | 700 COOK AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 46X100 |
| Legal Subdivision | COOK MANOR |
| Legal Block | 282 |
| Legal Lot Number | 34.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 200 |
700 Cook Ave is owned and occupied by two individuals who bought it in April 2008.
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 COOK AVE, MIDDLESEX, NJ 08846-2177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP |
| Mar 14, 2019 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2008 · Amount on File |
| Deed Sale | Apr 3, 2008 · Amount on File |
| Prior Sale | Apr 18, 1998 · Amount on File |
| Deed Document Number | 20083831 |
| Deed Book / Page | 5932 / 705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 700 COOK AVE, MIDDLESEX, NJ 08846-2177 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021124332 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 18653/199 |
| Instrument | 2021124332 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 700 COOK AVE, MIDDLESEX, NJ 08846-2177 |
| Document Number | 0000028923 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 700 COOK AVE MIDDLESEX NJ 088462177, MIDDLESEX, NJ 08846-2177 |
| Document Number | 0000028923 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 017474/001361 |
| Instrument | 28923 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 17, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
The 2025 property tax bill for 700 Cook Ave was $8,215, up 14.7% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,600 (+6.99%) Land $127,700 Building $286,900 | $414,600 (+6.99%) Land $127,700 Building $286,900 | |
| 2025 | $8,215.00 (+14.67%) | $387,500 Land $127,700 Building $259,800 | $387,500 Land $127,700 Building $259,800 |
| 2024 | $7,164.00 | ||
| 2023 | $309,600 Land $127,700 Building $181,900 | $309,600 Land $127,700 Building $181,900 | |
| 2022 | $9,703.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 700 Cook Ave in Zone X, an area of minimal flood risk, though there have been 606 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 606 (1979–2025) |
| Claims Outside the SFHA | 17 of 606 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 Cook Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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