Cook County property record for 700 Congdon Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,527 sqft · built 1929 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Feb 2022) |
| Tax Bill | $4,893 (2023) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-101-037 |
| Primary APN | 06-07-101-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| 1st Floor Area | 1,097 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 7,920 sqft (0.182 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 700 CONGDON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | GLEN A HAMS SUBDIVISION |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 804403 |
700 Congdon Ave is owned and occupied by an individual who bought it in February 2022.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 700 CONGDON AVE, ELGIN, IL 60120-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Sep 7, 2021 | Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on File |
| Deed Sale | Feb 8, 2022 · Amount on File |
| Prior Sale | Sep 7, 2021 · Amount on File |
| Deed Document Number | 2022907187 |
| Prior Transfer Date | Apr 8, 2020 |
| Prior Transfer Doc | 0000041005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 8, 2022 |
| Property Address | 700 CONGDON AVE, ELGIN, IL 60120-2502 |
| Document Number | 0003907187 |
| Map Reference | DOC 1695106 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2203907187 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1926 PRAIRIE SQUARE #301301, 1926, SCHAUMBURG, IA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 700 CONGDON AVE, ELGIN, IL 60120-2502 |
| Document Number | 0003907188 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2203907188 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 7, 2021 |
| Property Address | 700 CONGDON AVE, ELGIN, IL 60120-2502 |
| Document Number | 0025007168 |
| Map Reference | DOC 1695106 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2125007168 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1926 PRAIRIE SQ APT 301, 301, SCHAUMBURG, IL 60173-4134 |
| Document Number | 0025007169 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2125007169 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 18 Months |
| Due | Mar 1, 2023 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 Land $5,544 Building $17,456 | $230,000 Land $55,440 Building $174,560 | |
| 2023 | $4,893.00 (+2.9%) | ||
| 2022 | $4,755.00 Homeowner's exemption | $17,000 Land $5,148 Building $11,852 | $170,000 Land $51,480 Building $118,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 700 Congdon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 700 Congdon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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