700 Clay St, Sidney, IA 51652 Property Records

Fremont County property record for 700 Clay St, Sidney, IA 51652 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,436 sqft · built 1900
Lot Size0.177 acres (7,725 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Jun 2020)
Tax Bill$2,912 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN470470132000000

Property Details

APN / Parcel Number

Primary APN470470132000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,436 sqft Living Area
1st Floor Area990 sqft
AtticAttic
Attic Area446 sqft
Basement Area495 sqft
Unfinished Basement495 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,725 sqft (0.177 acres)
Lot Dimensions103 ft deep x 75 ft wide
PorchPatio
Porch Area102 sqft
Deck Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address700 CLAY ST
CitySIDNEY
StateIA
Zip51652-8012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 LOTS 1-2 EXC S 20' BLK Q
Legal SubdivisionCITY OF SIDNEY
Legal BlockQ
Legal Lot Number1,2
JurisdictionFREMONT IA
Township / Civil DivisionSIDNEY
Census Block Group3
Census Block3081
Census Tract970200

Owner

Source: Fremont County records · APN 470470132000000

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 130, SIDNEY, IA 51652-0130
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Jun 04, 2020Warranty Deed, Transfer · FHA Mortgage
BROKERS SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2020 · Amount on Record
Deed SaleJun 04, 2020 · Amount on Record
Deed Document Number2020634
Deed Book / Page2020 / 634
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT IA
Recording DateJul 13, 2026
Property Address700 CLAY ST, SIDNEY, IA 51652-8012
Document Number0000000858
Book / Page2026 / 858
Instrument DateJun 23, 2026
Instrument2026858
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 CLAY ST, SIDNEY, IA 51652-8012

Mortgage

Document Number0000000858,
DateJul 13, 2026
Book Page2026/858
Instrument2026858
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueJul 01, 2066
Interest
Rate6.53%
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREMONT IA
Recording DateJun 04, 2020
Property Address700 CLAY ST, SIDNEY, IA 51652-8012
Document Number02020/0634
Book / Page2020 / 0634
Instrument DateMay 28, 2020
Instrument20200634
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$167.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address700 CLAY ST, SIDNEY, IA 51652-8012

Mortgage

Document Number02020/0635
DateJun 04, 2020
Book Page2020/0635
Instrument20200635
Lender
NameBROKERS SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fremont County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyFremont County
MunicipalitySidney City
Unified School DistrictSidney Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,912.00$148,770 (+17.69%) Land $10,690 Building $138,080$148,770 (+17.69%) Land $10,690 Building $138,080
2024$2,912.00 (+27.16%)
2023$126,410 (+37.91%) Land $10,690 Building $115,720$126,410 (+37.91%) Land $10,690 Building $115,720
2022$2,290.00$91,660 Land $6,470 Building $85,190
2021$91,660 Land $6,470 Building $85,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fremont County (19071C), updated February 24, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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