700 Cedar St, Pana, IL 62557 Property Records

Christian County property record for 700 Cedar St, Pana, IL 62557

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,600 sqft · built 1979
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2025)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-25-22-314-003-00`

Property Details

APN / Parcel Number

Primary APN	`11-25-22-314-003-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	139 ft deep x 119 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	115 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	700 CEDAR ST
City	PANA
State	IL
Zip	62557-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LASHS SUBDIV LOT 2 92-4674&5 111515.002 79-24901 119X139.06 25-22-F
Legal Subdivision	LASHS SUB
Legal Lot Number	2
Jurisdiction	CHRISTIAN IL
Township / Civil Division	PANA
Census Block Group	3
Census Block	3029
Census Tract	958800

Owner

700 Cedar St is owned and occupied by an individual who bought it in February 2025.

Source: Christian County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	700 CEDAR ST, PANA, IL 62557-1848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Executor's Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 1, 2018	Warranty Deed, Transfer FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2025 · Amount on File
Deed Sale	Feb 6, 2025 · Amount on File
Prior Sale	Sep 14, 2010 · Amount on File
Deed Document Number	2025389
Record Updated	Sep 20, 2026

February 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Feb 6, 2025
Property Address	700 CEDAR ST, PANA, IL 62557-1848
Document Number	2025R00389
Instrument Date	Jan 10, 2025
Instrument	2025R00389
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CEDAR ST, PANA, IL 62557-1848

Mortgage

Document Number	2025R00390
Date	Feb 6, 2025
Instrument	2025R00390

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Jun 1, 2018
Property Address	700 CEDAR ST, PANA, IL 62557-1848
Document Number	2018R01706
Instrument Date	May 29, 2018
Instrument	2018R01706
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CEDAR ST, PANA, IL 62557-1848

Mortgage

Document Number	2018R01707
Date	Jun 1, 2018
Instrument	2018R01707

Lender

Name	FIRST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	7 Months
Due	Jan 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 700 Cedar St was $4,138 with exemptions applied.

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Pana Township
Municipality	Pana City
Unified School District	Pana Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00	$58,824 Land $6,308 Building $52,516	$176,472 Land $18,924 Building $157,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 700 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANA serves 5,800 people · EPA ID IL0210500
Water Source	Surface water
Last State Inspection	Apr 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Computer Techniques Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV, Wisper ISP.

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