700 Castlestone Ln, Matthews, NC 28104 Property Records

Union County property record for 700 Castlestone Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	6 bd · 4.5 ba · 4,311 sqft · built 2004
Lot Size	0.477 acres (20,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$592,500 (Jul 2020)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-048-103`

Property Details

APN / Parcel Number

Primary APN	`06-048-103`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,311 sqft Living Area
Gross Area	4,806 sqft
1st Floor Area	2,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,778 sqft (0.477 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	412 sqft
Deck Area	Deck Area
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	700 CASTLESTONE LN
City	MATTHEWS
State	NC
Zip	28104-7283
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#39 BLACKSTONE PH3 OPCH721
Legal Subdivision	BLACKSTONE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	4
Census Block	4020
Census Tract	21020

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 CASTLESTONE LN, MATTHEWS, NC 28104-7283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 21, 2017	Loan Modification, Mortgage · Line of Credit WACHOVIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Dec 20, 2004 · Amount on Record
Deed Document Number	202024620
Deed Book / Page	7725 / 690
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 6, 2020
Property Address	700 CASTLESTONE LN, MATTHEWS, NC 28104-7283
Document Number	0007725690
Book / Page	7725 / 690
Map Reference	CAB H FILE 721
Instrument Date	Jul 6, 2020
Instrument	24620
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4062, EMERALD ISLE, NC 28594-4062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CASTLESTONE LN, MATTHEWS, NC 28104-7283

Mortgage

Document Number	0000024621
Date	Jul 6, 2020
Instrument	24621

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	700 CASTLESTONE LN, MATTHEWS, NC 28104-7283
Document Number	706512
Book / Page	007065 / 000012
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 CASTLESTONE LN MATTHEWS NC 281047283, MATTHEWS, NC 28104-7283

Mortgage

Document Number	706512
Date	Dec 5, 2017
Book Page	007065/000012
Instrument	35502

Lender

Name	WACHOVIA BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$937,900 (-) Land $146,800 Building $791,100	$937,900 (-) Land $146,800 Building $791,100
2025	$4,357.00 (+20.63%)	$937,900 (+62.38%) Land $146,800 Building $791,100	$937,900 (+62.38%) Land $146,800 Building $791,100
2023	$3,612.00	$577,600 Land $109,000 Building $468,600	$577,600 Land $109,000 Building $468,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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