700 Canberra Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 700 Canberra Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,992 sqft · built 1985
Lot Size	0.304 acres (13,234 sqft)
Owner	2 Individual Names on File
Last Sale	$195,700 (Aug 2018)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-29-000000-043540`

Property Details

APN / Parcel Number

Primary APN	`27-28-29-000000-043540`
Alternative APNs	`292827000000043540` `92827000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	13,234 sqft (0.304 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft
Porch	Finished/Open Porch
Porch Area	355 sqft
Patio Area	195 sqft

Location & Zoning

Street Address	700 CANBERRA RD
City	WINTER HAVEN
State	FL
Zip	33884-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BEG 2327.12 FT N & 892.56 FT E OF SE COR OF SEC 30 RUN S 65 DEG 48 MIN 30 SEC W 129.10 FT TO POINT ON CURVE NWLY ALONG CURVE A CHORD DISTANCE OF 32.70 FT N 18 DEG 23 MIN 30 SEC E 117.32 FT N 87 DEG 58 MIN 30 SEC E 94.65 FT S 90 FT TO POB BEING LOT 19
Legal Range	27E
Legal Township	28S
Legal Section	29
Legal Subdivision	CYPRESSWOOD
Legal Tract	000000
Legal Block	2
Legal Lot Number	195
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2049
Census Tract	14123

Owner

700 Canberra Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 28, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC
Aug 7, 2018	Warranty Deed, Transfer PARAMOUNT RESID'L MTG
Oct 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK
May 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Document Number	2018168617
Deed Book / Page	10574 / 1462
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	0000091355
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 22, 2026
Property Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0000122445
Book / Page	14008 / 1703
Instrument Date	May 14, 2026
Instrument	2026122445
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	0000122445,
Date	May 22, 2026
Book Page	14008/1703
Instrument	2026122445

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	0000335872
Date	Dec 28, 2021
Book Page	12044/282
Instrument	2021335872

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	EQUITABLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	0000089665
Date	Apr 8, 2021
Book Page	11659/2121
Instrument	2021089665

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0112510507
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 CANBERRA RD WINTER HAVEN FL 338841208, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	0112510507
Date	Jun 2, 2020
Book Page	011251/000507
Instrument	109022

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 7, 2018
Property Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0105741462
Book / Page	010574 / 001462
Instrument Date	Jul 31, 2018
Instrument	168617
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LA ROSA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 CANBERRA RD WINTER HAVEN FL 338841208, WINTER HAVEN, FL 33884-1208

Mortgage

Document Number	105741464
Date	Aug 7, 2018
Book Page	010574/001464
Instrument	168618

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 12, 2017
Property Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0102841934
Book / Page	010284 / 001934
Instrument Date	Oct 6, 2017
Instrument	195428
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1303 N LAKE OTIS DR WINTER HAVEN FL 338803157, WINTER HAVEN, FL 33880-3157

Mortgage

Document Number	102841936
Date	Oct 12, 2017
Book Page	010284/001936
Instrument	195429

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	May 12, 2017
Property Address	700 CANBERRA RD, WINTER HAVEN, FL 33884-1208
Document Number	0101451985
Book / Page	010145 / 001985
Instrument Date	May 12, 2017
Instrument	91355
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PINEHURST CT WINTER HAVEN FL 338841322, WINTER HAVEN, FL 33884-1322

Tax Assessment & Valuation

The 2025 property tax bill for 700 Canberra Rd was $1,767 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,641 (+2.7%)	$239,716 (-1.22%) Land $50,000 Building $189,716
2025	$1,767.00 Homeowner's exemption	$176,866	$242,686 Land $50,000 Building $192,686
2023	$2,142.00 (+3.48%) Homeowner's exemption	$166,875 (+3%)	$245,323 (+10.07%) Land $48,000 Building $197,323
2022	$2,070.00 Homeowner's exemption	$162,015	$222,885 Land $40,000 Building $182,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Canberra Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Canberra Rd is moderate, ranking above 51% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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