700 Apache Tears, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 700 Apache Tears, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	2,253 sqft · built 2024
Lot Size	0.414 acres (18,052 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,573 (2026)
Deeds & Mortgages	Mar 2026 Construction Loan Dec 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10725-0W3-5050-0`

Property Details

APN / Parcel Number

Primary APN	`10725-0W3-5050-0`
Alternative APN	`40445`

Interior

Stories	1 Story
Building Area	2,253 sqft Living Area
1st Floor Area	2,253 sqft
Utility Area	572 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Hip
Roof Material	Tile
Lot Area	18,052 sqft (0.414 acres)
Garage Type	Attached
Garage Area	811 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10725-0W3-5050-0
Street Address	700 APACHE TEARS
City	HORSESHOE BAY
State	TX
Zip	78657-2182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY WEST LT W35050
Legal Subdivision	HORSESHOE BAY WEST
Legal Lot Number	W35050
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1016
Census Tract	970401

Owner

700 Apache Tears is owned and occupied by two individuals who acquired it in December 2023.

Source: Llano County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK
Dec 8, 2023	Warranty Deed, Transfer
Sep 26, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK
May 21, 2021	Warranty Deed, Transfer
Jun 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023
Deed Sale	Dec 8, 2023
Prior Sale	May 21, 2021
Deed Document Number	20236935
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182

Mortgage

Document Number	0002601193
Date	Mar 4, 2026
Instrument	26-01193

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	PO BOX 1009, HENDERSON, TX 75653

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 24, 2027

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Dec 8, 2023
Property Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182
Document Number	0002306935
Map Reference	VOL 9 PG 31&32
Instrument Date	Dec 7, 2023
Instrument	23-06935
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	STEWART TITLE, STEWART TITLE OF AUSTIN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 GATEWAY N 53, 53, MARBLE FALLS, TX 78654-6365

Mortgage

Document Number	0002207736
Date	Sep 26, 2022
Instrument	22-07736

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 16, 2023

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	May 21, 2021
Property Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182
Document Number	0002104848
Map Reference	VOL 9 PG 31&32
Instrument Date	May 6, 2021
Instrument	21-04848
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 W WALL ST STE 300, 300, MIDLAND, TX 79701-5141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26011 MASTERS PKWY, SPICEWOOD, TX 78669-3038

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jun 4, 2020
Property Address	700 APACHE TEARS, HORSESHOE BAY, TX 78657-2182
Document Number	0002003327
Map Reference	VOL 9 PG 32&33
Instrument Date	May 23, 2020
Instrument	20-03327
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 W WALL ST STE 300, 300, MIDLAND, TX 79701-5141

Tax Assessment & Valuation

The 2026 property tax bill for 700 Apache Tears was $10,573 with exemptions applied, up 223.4% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,573.00 (+223.43%)	$790,060 (+2.34%) Land $47,580 Building $742,480	$790,060 (+2.34%) Land $47,580 Building $742,480
2025	$3,269.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$771,970 Land $47,580 Building $724,390	$771,970 Land $47,580 Building $724,390
2023	$732.00	$45,720 Land $45,720	$45,720 Land $45,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Apache Tears in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Apache Tears is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Verizon, Vyve Broadband, Zero2 Wireless.

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