700 Andover St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 700 Andover St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,350 sqft · built 1919
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$835,000 (Oct 2022)
Tax Bill	$9,789 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B10270`

Property Details

APN / Parcel Number

Primary APN	`B10270`
Alternative APNs	`LOWE M:248 B:160 L:700` `M:000248 T:B10270`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
Gross Area	5,718 sqft
1st Floor Area	1,728 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	B10270
Street Address	700 ANDOVER ST
City	LOWELL
State	MA
Zip	01852-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	160
Legal Lot Number	700
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1005
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andover Street Historic District listed 2000 · 139 contributing resources · NRIS 00000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

700 Andover St is owner-occupied and held in a trust since June 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	700 ANDOVER ST, LOWELL, MA 01852-2035
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Oct 19, 2012 · Amount on File
Last Transfer Date	Jun 20, 2024
Transfer Doc	038571-142
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 12, 2022
Property Address	700 ANDOVER ST, LOWELL, MA 01852-2035
Document Number	0000317904
Instrument Date	Oct 12, 2022
Instrument	317904
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	700 ANDOVER ST, LOWELL, MA 01852-2035

Mortgage

Document Number	0000317905
Date	Oct 12, 2022
Instrument	317905

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Nov 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	700 ANDOVER ST, LOWELL, MA 01852-2035
Document Number	0000300049
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 ANDOVER ST LOWELL MA 018522035, LOWELL, MA 01852-2035

Mortgage

Document Number	0000300049
Date	Apr 3, 2019
Instrument	300049

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 700 Andover St was $9,789, up 7.9% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,789.00 (+7.92%)	$862,500 (+9.15%) Land $280,200 Building $582,300	$798,853 (-12.36%)
2025	$9,071.00 (-1.49%)	$790,200 (+2.21%) Land $261,800 Building $528,400	$911,525 (+1.5%)
2024	$9,208.00 (+5.8%)	$773,100 (+10.33%) Land $244,700 Building $528,400	$898,035
2023	$8,703.00	$700,700 Land $212,800 Building $487,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Andover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 Andover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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