700 4th St, Sioux City, IA 51101 Property Records

Woodbury County property record for 700 4th St, Sioux City, IA 51101

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.077 acres (3,375 sqft)
OwnerIndividual Name on File
Last Sale$152,000 (Jan 2021)
Deeds & MortgagesJul 2021 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN894728378002

Property Details

APN / Parcel Number

Primary APN894728378002

Exterior

Lot Area3,375 sqft (0.077 acres)

Location & Zoning

Street Address700 4TH ST
CitySIOUX CITY
StateIA
Zip51101-1713
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionSIOUX CITY EAST S 22.5 FT LOT 3 BLK 24
Legal Range47
Legal Township89
Legal Section28
Legal SubdivisionSIOUX CITY EAST
Legal Block24
Legal Lot Number3
JurisdictionWOODBURY IA
Township / Civil DivisionSIOUX CITY
Census Block Group3
Census Block3046
Census Tract3600

Owner

700 4th St, commercial vacant land, is owned by an individual who bought it in January 2021.

Source: Woodbury County records, as of October 1, 2025

Owner of RecordIndividual Name on File
Mailing Address405 6TH ST, SIOUX CITY, IA 51101-1211
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK
May 24, 2021Deed of Trust, Mortgage · Commercial Mortgage
F & M BANK
Nov 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
PIONEER BANK
Aug 16, 2018Warranty Deed, Transfer · Conventional with PMI
PIONEER BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2021 · Amount on File
Deed SaleJan 22, 2021 · Amount on File
Prior SaleAug 19, 2020 · Amount on File
Deed Document Number2021-01020
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address700 4TH ST, SIOUX CITY, IA 51101-1713
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000090
DateJul 21, 2021
Instrument2021-10090
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address700 4TH ST, SIOUX CITY, IA 51101-1713
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006929
DateMay 24, 2021
Instrument2021-06929
Lender
NameF & M BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term48 Months
DueMay 15, 2026
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address700 4TH ST, SIOUX CITY, IA 51101-1713
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005423
DateNov 4, 2021
Instrument2021-15423
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2026
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change4.75%
Index5-Year CMT
Margin3

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOODBURY IA
Recording DateAug 16, 2018
Property Address700 4TH ST, SIOUX CITY, IA 51101-1713
Document Number0000001939
Instrument DateAug 2, 2018
Instrument1939
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address700 4TH ST #505 SIOUX CITY IA 511011741, 505, SIOUX CITY, IA 51101-1741

Mortgage

Document Number1940
DateAug 16, 2018
Instrument1940
Lender
NamePIONEER BK
TypeBank
AddressSERGEANT BLUFF, IA 51054
Agreement
TypeConventional with PMI
AmountAmount on Record
Term120 Months
DueAug 15, 2028
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
MunicipalitySioux City
Unified School DistrictSioux City Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$13,500 Land $13,500$13,500 Land $13,500
2023$11,100$11,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 700 4th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX CITY WATER SUPPLY
serves 85,791 people · EPA ID IA9778054
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureTreatment Techniques
Mar 2017
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: AT&T, CenturyLink, ImOn Communications, Long Lines Metro, Metronet, Nextlink, Verizon.

Nearby Properties on 4th St

Nearby Streets

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