700 4th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 700 4th St N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.25 Baths
Year Built	Built 2018
Square Footage	2,195 sqft Living Area
Lot Size	22,236 sqft (0.51 acres)
Occupancy	Owner Occupied
Last Sale	$49,900 (2014)
Tax Bill	$8,372.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29220-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,195 sqft Living Area
1st Floor	2,155 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	22,236 sqft (0.51 acres)
Depth X Width	218 ft x 102 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	917 sqft Garage
Shed	1 Shed
Shed Area	120 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	700 4TH ST N
City	COLD SPRING
State	MN
Zip	56320-1402
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 002 BACKES 5TH ADD SECTION 15 TOWNSHIP 123 RANGE 030 SECTION 15 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	15
Legal Subdivision	BACKES 5TH ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2033
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29220-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	700 4TH ST N, COLD SPRING, MN 56320-1402
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2014 · Amount on Record
Deed Sale	Dec 29, 2014 · Amount on Record
Last Transfer Date	Sep 04, 2020
Transfer Doc	00A1579833
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 10, 2020
Property Address	700 4TH ST N, COLD SPRING, MN 56320-1402
Document Number	00A1579833
Instrument Date	Sep 04, 2020
Instrument	A1579833
Transaction Type	Transfer
Record Updated	Jan 04, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,372.00 (+34.9%)	$665,500 (+3.48%) Land $50,000 Building $615,500	$665,500 (+3.48%) Land $50,000 Building $615,500
2025		$643,100 (+10.63%) Land $46,700 Building $596,400	$643,100 (+10.63%) Land $46,700 Building $596,400
2023	$6,206.00	$581,300 Land $46,700 Building $534,600	$581,300 Land $46,700 Building $534,600

Flood & Wildfire

700 4th St N is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 9,091 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.