700 44th St, Des Moines, IA 50312 Property Records

Polk County property record for 700 44th St, Des Moines, IA 50312

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,326 sqft · built 1910
Lot Size0.286 acres (12,435 sqft)
Owner2 Individual Names on File
Last Sale$286,000 (Jun 2016)
Tax Bill$6,566 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN090/02362-000-000

Property Details

APN / Parcel Number

Primary APN090/02362-000-000
Alternative APN
  • 782501426011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,326 sqft Living Area
Gross Area3,586 sqft
1st Floor Area1,066 sqft
Upper Floors Area1,260 sqft
Basement Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,435 sqft (0.286 acres)
Lot Width65 ft Width
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSteam
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address700 44TH ST
CityDES MOINES
StateIA
Zip50312-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 OP BLK G GIL-MAR PARK
Legal SubdivisionGIL MAR PARK
Legal BlockG
Legal Lot Number1
JurisdictionPOLK IA
Township / Civil DivisionDES MOINES
Census Block Group1
Census Block1002
Census Tract3002

Owner

700 44th St is owned and occupied by two individuals who bought it in June 2016.

Source: Polk County records, as of October 13, 2025

Owner of Record2 Individual Names on File
Mailing Address700 44TH ST, DES MOINES, IA 50312-2304
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2016 · Amount on File
Deed SaleJun 21, 2016 · Amount on File
Prior SaleJun 2, 2003 · Amount on File
Deed Document Number20162015-00213187
Deed Book / Page16055 / 491
Prior Transfer DateJul 13, 2011
Prior Transfer Doc0000003101
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address700 44TH ST, DES MOINES, IA 50312-2304
Transaction TypeMortgage
Record UpdatedJun 16, 2023
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020121
DateApr 28, 2023
Book Page19458/38
Instrument2023-00020121
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address700 44TH ST, DES MOINES, IA 50312-2304
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008899
DateJan 27, 2021
Book Page18326/548
Instrument2021-00008899
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$498,800 Land $90,400 Building $408,400$498,800 Land $90,400 Building $408,400
2024$6,566.00
2023$455,300 Land $82,200 Building $373,100$455,300 Land $82,200 Building $373,100
2020$5,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 44th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 44th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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