Ouray County property record for 700 3rd St, Ouray, CO 81427
| Property Type | Condominium Offices |
|---|---|
| Details | 4,385 sqft · built 1900 |
| Lot Size | 0.025 acres (1,102 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,100,000 (Apr 2026) |
| Tax Bill | $12,952 (2025) |
| Deeds & Mortgages | Mar 2009 Construction Loan Aug 2014 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R006335 |
| Primary APN | R006335 |
|---|---|
| Alternative APN |
|
| Building Area | 4,385 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Rustic |
| Roof Type | Flat |
| Roof Material | Clay Tile |
| Lot Area | 1,102 sqft (0.025 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R006335 |
|---|---|
| Street Address | 700 3RD ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Condominium Offices |
| Legal Description | SUBD: STORY BLOCK BUILDING CONDOMINIUMS FILING NO 1 (RETAIL) UNIT: 6 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | STORY BLOCK BUILDING CONDOMINIUMS (RETAI |
| Legal Block | B |
| Legal Unit | 6 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
700 3rd St, a commercial property, is owned by a company that bought it in April 2026.
Source: Ouray County records, as of May 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1335 BLUFF ST, DELTA, CO 81416-2136 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 31, 2009 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE WEST |
| Aug 12, 2014 | Deed of Trust, Mortgage · Commercial Mortgage MONTROSEBANK |
| Apr 30, 2026 | Special Warranty Deed, Transfer · Seller Carry-Back LAND TITLE GUARANTEE |
| Dec 7, 2017 | Warranty Deed, Transfer · Commercial Mortgage |
| Dec 7, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on File |
| Deed Sale | Apr 30, 2026 · Amount on File |
| Prior Sale | Dec 7, 2017 · Amount on File |
| Deed Document Number | 2026241339 |
| Prior Transfer Date | Jun 26, 2025 |
| Prior Transfer Doc | 0000239591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 700 3RD ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000200346 |
|---|---|
| Date | Mar 31, 2009 |
| Instrument | 200346 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | MONTROSE, CO 81401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 700 3RD ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000212516 |
|---|---|
| Date | Aug 12, 2014 |
| Instrument | 212516 |
| Name | MONTROSEBANK |
|---|---|
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Apr 30, 2026 |
| Property Address | 700 3RD ST, OURAY, CO 81427 |
| Document Number | 0000241339 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.241339 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,110.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1335 BLUFF ST, DELTA, CO 81416-2136 |
| Document Number | 0000241340, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026.241340 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | May 1, 2033 |
| Rate | 10% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Dec 7, 2017 |
| Property Address | 700 3RD ST, OURAY, CO 81427 |
| Document Number | 219988 |
| Map Reference | DOC205188 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 219988 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10186 BRIARWOOD ST, 10186, FIRESTONE, CO 80504-4510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 712, OURAY, CO 81427-0712 |
| Document Number | 219989 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 219989 |
| Type | Bank |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Dec 7, 2017 |
| Property Address | 700 3RD ST, OURAY, CO 81427 |
| Document Number | 219988 |
| Map Reference | DOC205188 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 219988 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $69.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10186 BRIARWOOD ST, 10186, FIRESTONE, CO 80504-4510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 712, OURAY, CO 81427-0712 |
The 2025 property tax bill for 700 3rd St was $12,952, up 10.5% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,952.00 (+10.52%) | $206,600 (+9.45%) Building $206,600 | $765,180 (+13.1%) Building $765,180 |
| 2024 | $11,719.00 (-0.6%) | $188,760 (-) Building $188,760 | $676,570 (-) Building $676,570 |
| 2023 | $11,790.00 | $188,760 Building $188,760 | $676,570 Building $676,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 700 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 700 3rd St is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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