St. Louis County property record for 700 3rd St N, Tower, MN 55790 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,166 sqft Gross Area |
| Lot Size | 3,499 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $14,900 (2015) |
| Tax Bill | $932.00 (2026) |
| Primary APN | 080-0010-03800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,166 sqft Gross Area |
| 1st Floor | 798 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 3,499 sqft (0.08 acres) |
| Deck Area | 15 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 96 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1002150 |
|---|---|
| Street Address | 700 3RD ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-9502 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 1/2 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 31 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | TOWER |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 15402 |
Source: St. Louis County records · APN 080-0010-03800
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 183 WYOMING ST E, SAINT PAUL, MN 55107-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBARRASS VERMILLION FEDERAL CREDIT UNION |
| Jun 02, 2020 | Deed of Trust, Mortgage · Line of Credit EMBARRASS VERMILLION FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on Record |
| Deed Sale | Dec 30, 2015 · Amount on Record |
| Prior Sale | Apr 16, 2015 · Amount on Record |
| Deed Doc Number | 20151276638 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 11, 2026 |
| Property Address | 700 3RD ST N, TOWER, MN 55790-9502 |
| Document Number | 0001534111 |
| Instrument Date | May 18, 2026 |
| Instrument | 20261534111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001534111, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20261534111 |
| Name | EMBARRASS VERMILLION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 700 3RD ST N, TOWER, MN 55790-9502 |
| Document Number | 00A1383000 |
| Instrument Date | Jun 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 443 TOWER MN 557900443, TOWER, MN 55790-0443 |
| Document Number | 00A1383000 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | A1383000 |
| Name | EMBARRASS VERMILLION FCU |
|---|---|
| Type | Credit Union |
| Address | AURORA, MN 55705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 18, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $932.00 (+98.3%) Homeowner's exemption | ||
| 2025 | $470.00 (-28.35%) Homeowner's exemption | $118,000 (+36.1%) Land $3,000 Building $115,000 | $118,000 (+36.1%) Land $3,000 Building $115,000 |
| 2024 | $656.00 | $86,700 (+32.98%) Land $3,000 Building $83,700 | $86,700 (+32.98%) Land $3,000 Building $83,700 |
| 2022 | $65,200 Land $2,700 Building $62,500 | $65,200 Land $2,700 Building $62,500 |
700 3rd St N is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 76th in Minnesota |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,587 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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