700 2nd St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 700 2nd St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 1920
Lot Size0.132 acres (5,760 sqft)
OwnerIndividual Name on Record
Last Sale$252,000 (Sep 2022)
Tax Bill$1,953 (2024)
Deeds & MortgagesNov 2021 Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN031003700900

Property Details

APN / Parcel Number

Primary APN031003700900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Living Area

Exterior

Year BuiltBuilt 1920
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area5,760 sqft (0.132 acres)
PorchPorch
Porch Area24 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address700 2ND ST
CityCOSMOPOLIS
StateWA
Zip98537-3840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOS COR LOTS 9 & 10 BLK 37
Legal Range09W
Legal Township17N
Legal Section14
Legal SubdivisionCOSMOPOLIS CORRECTED
Legal Block37
Legal Lot Number9-10 10
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5003
Census Tract900

Owner

Source: Grays Harbor County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 362, COSMOPOLIS, WA 98537-0362
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 22, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 26, 2018Warranty Deed, Transfer · FHA Mortgage
BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2022 · Amount on Record
Deed SaleSep 22, 2022 · Amount on Record
Prior SaleOct 26, 2018 · Amount on Record
Deed Document NumberE230813
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address700 2ND ST, COSMOPOLIS, WA 98537-3840
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011190054
DateNov 19, 2021
Instrument2021-11190054
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateSep 22, 2022
Property Address700 2ND ST, COSMOPOLIS, WA 98537-3840
Document Number0009220032
Map ReferenceVOL 1 PG 35
Instrument DateSep 19, 2022
Instrument2022-09220032
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyCOAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,407.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1732 S 43RD ST, TACOMA, WA 98418-1620

Mortgage

Document Number0009220033
DateSep 22, 2022
Instrument2022-09220033
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateOct 26, 2018
Property Address700 2ND ST, COSMOPOLIS, WA 98537-3840
Document Number0010260034
Map ReferenceVOL 1 PG 35
Instrument DateOct 23, 2018
Instrument2018-10260034
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,070.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1508, ELMA, WA 98541-1508

Mortgage

Document Number0010260035
DateOct 26, 2018
Instrument2018-10260035
Lender
NameBANK OF THE PACIFIC
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Mortgage

Document Number0010260036
DateOct 26, 2018
Instrument2018-10260036
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,953.00 (+19.6%)$166,167 (-) Land $23,040 Building $143,127$166,167 (-) Land $23,040 Building $143,127
2023$1,633.00
2022$166,167 Land $23,040 Building $143,127$166,167 Land $23,040 Building $143,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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