700 2nd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 700 2nd Ave E, Spencer, IA 51301 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,272 sqft · built 1940
Lot Size	0.249 acres (10,863 sqft)
Owner	Individual Name on File
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Mar 2020 Sale Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`963607340006`

Property Details

APN / Parcel Number

Primary APN	`963607340006`
Alternative APN	`64096360734000600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Basement Area	1,272 sqft
Finished Basement	150 sqft
Unfinished Basement	1,272 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,863 sqft (0.249 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	700 2ND AVE E
City	SPENCER
State	IA
Zip	51301-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 16 COLLEGE
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	COLLEGE ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2004
Census Tract	80200

Owner

Source: Clay County records · APN 963607340006

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	700 2ND AVE E, SPENCER, IA 51301-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed, Transfer
Mar 26, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 24, 2019
Transfer Doc	2020/761
Record Updated	Jun 08, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IA
Recording Date	Mar 26, 2020
Property Address	700 2ND AVE E, SPENCER, IA 51301-4401
Document Number	2020/766
Book / Page	2020 / 766
Instrument Date	Mar 24, 2020
Instrument	766
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 2ND AVE E, SPENCER, IA 51301-4401

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IA
Recording Date	Mar 26, 2020
Property Address	700 2ND AVE E, SPENCER, IA 51301-4401
Document Number	2020/761
Book / Page	2020 / 761
Instrument Date	Mar 24, 2019
Instrument	761
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 2ND AVE E, SPENCER, IA 51301-4401

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 Homeowner's exemption	$145,010 (+6.85%) Land $25,550 Building $119,460	$145,010 (+6.85%) Land $25,550 Building $119,460
2024	$2,008.00 (+8.89%)
2023		$135,710 (+19.46%) Land $19,710 Building $116,000	$135,710 (+19.46%) Land $19,710 Building $116,000
2022	$1,844.00 Homeowner's exemption	$113,600 Land $19,710 Building $93,890
2021			$113,600 Land $19,710 Building $93,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410802002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2024, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 451 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spencer Municipal Communications Utility	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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