700 1st Ave W, Farley, IA 52046 Property Records

Dubuque County property record for 700 1st Ave W, Farley, IA 52046

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,264 sqft · built 1985
Lot Size	1.01 acres (43,875 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2023)
Tax Bill	$3,778 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-477-016`

Property Details

APN / Parcel Number

Primary APN	`12-12-477-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	624 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,875 sqft (1.01 acres)
Lot Dimensions	235 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	164 sqft
Deck Area	176 sqft
Patio Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	700 1ST AVE W
City	FARLEY
State	IA
Zip	52046-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, 2, 3, & 4 KELLI ANN SUB;
Legal Subdivision	KELLI ANN SUB
Legal Lot Number	1-4 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DODGE
Census Block Group	2
Census Block	2027
Census Tract	10202

Owner

700 1st Ave W is owned and occupied by an individual who bought it in June 2023.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	700 1ST AVE W, FARLEY, IA 52046-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Feb 15, 2022	Affidavit of Death of Joint Tenant, Transfer
Feb 15, 2022	Warranty Deed, Transfer · Line of Credit BLACKHAWK BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Feb 15, 2022 · Amount on File
Deed Document Number	2023-00005488
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	700 1ST AVE W, FARLEY, IA 52046-9558
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012528
Date	Nov 18, 2025
Instrument	2025-00012528

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	3999 PENNSYLVANIA AVE, DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 13, 2023
Property Address	700 1ST AVE W, FARLEY, IA 52046-9558
Document Number	0000005488
Instrument Date	Jun 12, 2023
Instrument	2023-00005488
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 1ST AVE W, FARLEY, IA 52046-9618

Mortgage

Document Number	0000005489
Date	Jun 13, 2023
Instrument	2023-00005489

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	700 1ST AVE W, FARLEY, IA 52046-9558
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008916
Date	Jun 2, 2021
Instrument	2021-00008916

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	FARLEY, IA 52046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DUBUQUE IA
Recording Date	Feb 15, 2022
Property Address	700 1ST AVE W, FARLEY, IA 52046-9558
Document Number	0000002299
Instrument Date	Feb 14, 2022
Instrument	2022-00002299
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 1ST AVE W, FARLEY, IA 52046-9558

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 15, 2022
Property Address	700 1ST AVE W, FARLEY, IA 52046-9558
Document Number	0000002300
Instrument Date	Feb 14, 2022
Instrument	2022-00002300
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 1ST AVE W, FARLEY, IA 52046-9558

Mortgage

Document Number	0000002301
Date	Feb 15, 2022
Instrument	2022-00002301

Lender

Name	BLACKHAWK BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Farley City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$316,800 Land $73,600 Building $243,200	$316,800 Land $73,600 Building $243,200
2024	$3,778.00
2023		$272,000 (+25.62%) Land $73,600 Building $198,400	$272,000 Land $73,600 Building $198,400
2022	$3,288.00 (+11.53%) Homeowner's exemption	$216,530 Land $73,630 Building $142,900
2021	$2,948.00		$216,530 Land $73,630 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 1st Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 1st Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARLEY WATER SUPPLY serves 1,766 people · EPA ID IA3135018
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Maquoketa Valley Electric Cooperative, Nextlink.

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