70 Winter Ridge Rd, Winter Haven, FL 33881 Property Records

Polk County property record for 70 Winter Ridge Rd, Winter Haven, FL 33881

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,073 sqft · built 2000
Lot Size	0.026 acres (1,140 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Dec 2021)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`26-28-09-530002-000620`

Property Details

APN / Parcel Number

Primary APN	`26-28-09-530002-000620`
Alternative APNs	`092826530002000620` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,073 sqft Living Area
1st Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	1,140 sqft (0.026 acres)
Porch	Porch
Porch Area	290 sqft

Location & Zoning

Street Address	70 WINTER RIDGE RD
City	WINTER HAVEN
State	FL
Zip	33881-5823
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 62 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range	26E
Legal Township	28S
Legal Section	09
Legal Subdivision	WINTER RIDGE CONDO
Legal Tract	530002
Legal Block	1
Legal Unit	62
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	13602

Owner

70 Winter Ridge Rd, a condominium, is owned and occupied by an individual who bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	70 WINTER RIDGE RD, 62, WINTER HAVEN, FL 33881-5823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 12, 2021	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	2021318910
Deed Book / Page	12016 / 1287
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 8, 2021
Property Address	70 WINTER RIDGE RD, WINTER HAVEN, FL 33881-5823
Document Number	0000318910
Book / Page	12016 / 1287
Map Reference	MB 3047 PG 2235
Instrument Date	Dec 2, 2021
Instrument	20210318910
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 WINTER RIDGE BLVD, 343, WINTER HAVEN, FL 33881-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WINTER RIDGE RD # 62, 62, WINTER HAVEN, FL 33881-5823

Mortgage

Document Number	0120161289
Date	Dec 8, 2021
Instrument	12016/1289

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Oct 12, 2021
Property Address	70 WINTER RIDGE RD, WINTER HAVEN, FL 33881-5823
Document Number	0000266528
Book / Page	11935 / 745
Map Reference	MB 3047 PG 2235
Instrument Date	Oct 12, 2021
Instrument	2021266528
Transaction Type	Foreclosure
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Tax	$723.80
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4066, WINTER HAVEN, FL 33885-4066

Tax Assessment & Valuation

The 2025 property tax bill for 70 Winter Ridge Rd was $1,644 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (-2.69%) Land $100 Building $126,400	$126,500 (-2.69%) Land $100 Building $126,400
2025	$1,644.00 Homeowner's exemption	$130,000 Land $100 Building $129,900	$130,000 Land $100 Building $129,900
2023	$1,691.00 (+3.49%) Homeowner's exemption	$130,810 (+3%)	$135,000 (+6.3%) Land $100 Building $134,900
2022	$1,634.00 Homeowner's exemption	$127,000 Land $100 Building $126,900	$127,000 Land $100 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Winter Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Winter Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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