70 Winslow Dr, Elkton, MD 21921 Property Records

Cecil County property record for 70 Winslow Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,822 sqft · built 2006
Lot Size	0.799 acres (34,800 sqft)
Owner	2 Trust Names on File
Last Sale	$760,000 (Oct 2022)
Tax Bill	$7,093 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-128862`

Property Details

APN / Parcel Number

Primary APN	`05-128862`
Alternative APN	`128862`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,822 sqft Total Area
Basement Area	2,100 sqft
Finished Basement	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,800 sqft (0.799 acres)
Garage Type	Mixed
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	358 sqft
Patio Area	518 sqft
Shed	1 Shed
Shed Area	204 sqft
Gazebo	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	128862
Street Address	70 WINSLOW DR
City	ELKTON
State	MD
Zip	21921-7658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 52 - .799 ACRE 70 WINSLOW DRIVE THE RESERVE AT ELK RIVER
Legal Subdivision	RESERVE AT ELK RIVER
Legal Lot Number	52
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	3
Census Block	3014
Census Tract	30904

Owner

70 Winslow Dr is owner-occupied and held in a trust since October 2022.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	70 WINSLOW DR, ELKTON, MD 21921-7658
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 5, 2022	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Jan 6, 2016 · Amount on File
Deed Book / Page	5242 / 14
Transfer Doc	0020940277
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	70 WINSLOW DR, ELKTON, MD 21921-7658
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TURNKEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045500369
Date	Feb 13, 2020
Book Page	4550/369

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	70 WINSLOW DR, ELKTON, MD 21921-7658
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	REAL ESTATE STLMT & ESCROW L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048130416
Date	Mar 4, 2021
Book Page	4813/416

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 5, 2022
Property Address	70 WINSLOW DR, ELKTON, MD 21921-7658
Document Number	0052420014
Book / Page	5242 / 14
Map Reference	MB 1104 FO 18
Instrument Date	Sep 15, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	NOT AVAILABLE, KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 WINSLOW DR, ELKTON, MD 21921-7658

Mortgage

Document Number	0052420020
Date	Oct 5, 2022
Instrument	5242-0020

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 70 Winslow Dr was $7,093 with a homeowner's exemption, up 3.4% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,093.00 (+3.38%) Homeowner's exemption	$715,200 (+7.27%) Land $132,900 Building $582,300	$715,200 (-) Land $132,900 Building $582,300
2025	$6,861.00 Homeowner's exemption	$666,733	$715,200 Land $132,900 Building $582,300
2023	$5,352.00 Homeowner's exemption	$569,800 Land $132,900 Building $436,900	$569,800 Land $132,900 Building $436,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Winslow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Winslow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Talkie Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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