70 Waterfield Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 70 Waterfield Rd, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$636,000 (Apr 2018)
Tax Bill$9,515 (2025)
Deeds & MortgagesDec 2021 Refinance
Jul 2019 Refinance
+ 4 more
Flood ZoneZone X (minimal risk)
APNOSTE M:119 L:026

Property Details

APN / Parcel Number

Primary APNOSTE M:119 L:026
Alternative APN
  • 61319

Exterior

Lot Area14,810 sqft (0.34 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number61319
Street Address70 WATERFIELD RD
CityOSTERVILLE
StateMA
Zip02655-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number26
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group4
Census Block4014
Census Tract13002

Owner

70 Waterfield Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address70 WATERFIELD RD, OSTERVILLE, MA 02655-1513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THIRD FEDERAL SAVING & LOAN ASSOC
Jul 29, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD FIVE CENTS SAVINGS BANK
Nov 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SIERRA PACIFIC MORTGAGE CO INC
Apr 30, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
TREMONT CU
Dec 28, 2016Deed of Trust, Mortgage · FHA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2018 · Amount on File
Deed SaleApr 30, 2018 · Amount on File
Prior SaleMay 29, 2014 · Amount on File
Deed Book / Page31232 / 271
Transfer Doc0000019818
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address70 WATERFIELD RD, OSTERVILLE, MA 02655-1513
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034708-139
DateDec 1, 2021
Book Page34708/139
Instrument78098
Lender
NameTHIRD FEDERAL SAVING & LOAN ASSOC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address70 WATERFIELD RD, OSTERVILLE, MA 02655-1513
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32185-49
DateJul 29, 2019
Book Page32185/49
Instrument35526
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address70 WATERFIELD RD, OSTERVILLE, MA 02655-1513
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33425-244
DateNov 2, 2020
Book Page33425/244
Instrument60620
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2035

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateApr 30, 2018
Property Address70 WATERFIELD RD, OSTERVILLE, MA 02655-1513
Document Number31232-271
Book / Page031232 / 000271
Instrument DateApr 25, 2018
Instrument19818
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$3,625.20
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address70 WATERFIELD RD OSTERVILLE MA 026551513, OSTERVILLE, MA 02655-1513

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address70 WATERFIELD RD, OSTERVILLE, MA 02655-1513
Document Number31232-273
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedMay 18, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 WATERFIELD RD OSTERVILLE MA 026551513, OSTERVILLE, MA 02655-1513

Mortgage

Document Number31232-273
DateApr 27, 2018
Book Page031232/000273
Instrument19819
Lender
NameTREMONT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 26, 2048

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address70 WATERFIELD RD, OSTERVILLE, MA 02655-1513
Document Number30250-44
Book / Page030250 / 000044
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedFeb 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number30250-44
DateJan 23, 2017
Book Page030250/000044
Instrument3715
Lender
NameUSAA
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 70 Waterfield Rd was $9,515, up 6.7% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,515.00 (+6.68%)$1,176,100 (+2.99%) Land $212,700 Building $963,400$1,140,000
2024$8,919.00 (+6.8%)$1,142,000 (+14.05%) Land $212,700 Building $929,300
2023$8,351.00$1,001,300 Land $193,400 Building $807,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Waterfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Waterfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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