70 Warren Ave, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 70 Warren Ave, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,700 sqft · built 2004
Lot Size	1.03 acres (44,867 sqft)
Owner	Trust Name on File
Tax Bill	$30,834 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:22 B:53`

Property Details

APN / Parcel Number

Primary APN	`HARV M:22 B:53`
Alternative APNs	`M:022.0 P:0053-0000.0` `1250220005300000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,700 sqft Living Area
Gross Area	8,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250220005300000
Street Address	70 WARREN AVE
City	HARVARD
State	MA
Zip	01451-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	4
Census Block	4000
Census Tract	761401

Owner

70 Warren Ave is owner-occupied and held in a trust since December 2016.

Source: Worcester County and Harvard Town records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	70 WARREN AVE, HARVARD, MA 01451-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · ARM CITIZENS BANK
Apr 29, 2021	Deed of Trust, Mortgage · ARM CITIZENS BANK
Apr 29, 2021	Deed of Trust, Mortgage · ARM CITIZENS BANK
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2016
Deed Sale	Dec 15, 2016
Prior Sale	Jul 2, 2010 · Amount on File
Transfer Doc	110000
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	70 WARREN AVE, HARVARD, MA 01451-1613
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119524
Date	Jan 13, 2022
Instrument	119524

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Dec 1, 2031
Index	Other

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	70 WARREN AVE, HARVARD, MA 01451-1613
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117894
Date	Apr 29, 2021
Instrument	117894

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2031
Index	LIBOR

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	70 WARREN AVE, HARVARD, MA 01451-1613
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	117894
Date	Apr 29, 2021
Instrument	117894

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2031
Index	LIBOR

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	70 WARREN AVE, HARVARD, MA 01451-1613
Document Number	0000113268
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	70 WARREN AVE HARVARD MA 014511613, HARVARD, MA 01451-1613

Mortgage

Document Number	0000113268
Date	Nov 6, 2018
Instrument	113268

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 70 Warren Ave was $30,834, up 1.2% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,834.00 (+1.2%)	$1,970,200 (-3.65%) Land $513,700 Building $1,456,500
2024	$30,469.00 (+3.37%)	$2,044,900 (+15.23%) Land $513,700 Building $1,531,200	$2,247,985
2023	$29,476.00	$1,774,600 Land $475,600 Building $1,299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Warren Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Warren Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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