70 W Laurel Ave, Lake Forest, IL 60045 Property Records

Lake County property record for 70 W Laurel Ave, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	7 ba · 7,771 sqft · built 1964
Lot Size	2.71 acres (118,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,470,000 (Sep 1994)
Tax Bill	$66,642 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`12-29-401-010`

Property Details

APN / Parcel Number

Primary APN	`12-29-401-010`

Interior

Full Baths	7 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	7,771 sqft Living Area
Gross Area	8,928 sqft
1st Floor Area	5,015 sqft
Upper Floors Area	1,456 sqft
Basement Area	2,457 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,157 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	118,213 sqft (2.71 acres)
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70 W LAUREL AVE
City	LAKE FOREST
State	IL
Zip	60045-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDITH FROST MC LAUGHLIN SUB. LOT 2
Legal Subdivision	EDITH FROST MC LAUGHLIN SUB.
Legal Lot Number	2
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	3
Census Block	3000
Census Tract	863500

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 W LAUREL AVE, LAKE FOREST, IL 60045-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1994 · Amount on Record
Deed Sale	Sep 16, 1994 · Amount on Record
Deed Document Number	19943593325
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	70 W LAUREL AVE, LAKE FOREST, IL 60045-1116
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	JANUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007771287
Date	Apr 1, 2021
Instrument	7771287

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAKE IL
Recording Date	Nov 1, 2019
Property Address	70 W LAUREL AVE, LAKE FOREST, IL 60045-1116
Instrument Date	Oct 24, 2019
Instrument	7605759
Transaction Type	Construction Loan
Record Updated	Nov 18, 2019
Title Company	BURNET TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 W LAUREL AVE LAKE FOREST IL 600451116, LAKE FOREST, IL 60045-1116

Mortgage

Document Number	0007605759
Date	Nov 1, 2019
Instrument	7605759

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,154,870 (+12.59%) Land $599,464 Building $555,406	$3,464,957 (+12.59%) Land $1,798,572 Building $1,666,385
2024	$66,642.00 (+19.45%)
2023	$55,790.00	$1,025,718 (+11.01%) Land $532,424 Building $493,294	$3,077,462 (+11.01%) Land $1,597,432 Building $1,480,030
2022		$923,970 Land $479,609 Building $444,361	$2,772,187 Land $1,438,971 Building $1,333,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2007)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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