70 Troy Ter, Marion, NC 28752 Property Records

McDowell County property record for 70 Troy Ter, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,346 sqft · built 1976
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Dec 1986)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0791-20-81-2546`

Property Details

APN / Parcel Number

Primary APN	`0791-20-81-2546`
Alternative APN	`4389986`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,346 sqft Heated Area
Gross Area	3,036 sqft
1st Floor Area	1,346 sqft
Basement Area	1,340 sqft
Finished Basement	1,340 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,040 sqft (2.09 acres)
Lot Width	182 ft Width
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	4389986
Street Address	70 TROY TER
City	MARION
State	NC
Zip	28752-9140
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2014
Census Tract	970600

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 TROY TER, MARION, NC 28752-9140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1986 · Amount on Record
Deed Sale	Dec 1, 1986 · Amount on Record
Deed Book / Page	362 / 681
Last Transfer Date	Jul 18, 2019
Transfer Doc	0012800200
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	70 TROY TER, MARION, NC 28752-9140
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 TROY TER, MARION, NC 28752-9140

Mortgage

Document Number	0013730653
Date	Oct 19, 2021
Book Page	1373/653
Instrument	2021006736

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 18, 2019
Property Address	70 TROY TER, MARION, NC 28752-9140
Document Number	0012800200
Book / Page	001280 / 000200
Instrument Date	Jul 18, 2019
Instrument	3324
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	70 TROY TER MARION NC 287529140, MARION, NC 28752-9140

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 11, 2019
Property Address	70 TROY TER, MARION, NC 28752-9140
Document Number	0012790729
Book / Page	001279 / 000729
Instrument Date	Jul 11, 2019
Instrument	3216
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 TROY TER MARION NC 287529140, MARION, NC 28752-9140

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00 (+3.33%)	$204,130 (-) Land $75,000 Building $129,130
2023	$1,411.00	$204,130 Land $75,000 Building $129,130	$204,130 Land $75,000 Building $129,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

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