70 States Ave, Morehead, KY 40351 Property Records

Fleming County property record for 70 States Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	built 2007
Lot Size	7.39 acres (321,908 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Dec 2023)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098-00-00-016.41`

Property Details

APN / Parcel Number

Primary APN	`098-00-00-016.41`
Alternative APNs	`27431` `28983`

Interior

Stories	1 Story

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	321,908 sqft (7.39 acres)
View / Lot	Waterfront
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	28983
Street Address	70 STATES AVE
City	MOREHEAD
State	KY
Zip	40351-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #41A 7.394AC & 2007 FLEETWOOD
Legal Subdivision	FLEETWOOD
Legal Lot Number	41A
Jurisdiction	FLEMING KY
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3025
Census Tract	920400

Owner

70 States Ave is owned and occupied by two individuals who bought it in December 2023.

Source: Fleming County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 STATES AVE, MOREHEAD, KY 40351-7145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage REPUBLIC STATE MORTGAGE CO
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Jul 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORP
Dec 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER HOUSING INC
Jun 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Jul 26, 2023 · Amount on File
Deed Document Number	20231180980
Deed Book / Page	290 / 441
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	70 STATES AVE, MOREHEAD, KY 40351-7145
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M408/757
Date	Jul 26, 2023
Book Page	M408/757
Instrument	116035

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	70 STATES AVE, MOREHEAD, KY 40351-7145
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M400/719
Date	Sep 30, 2022
Book Page	M400/719
Instrument	111193

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2042

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	70 STATES AVE, MOREHEAD, KY 40351-7145
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M408/787
Date	Jul 26, 2023
Book Page	M408/787
Instrument	116061

Lender

Name	KENTUCKY HOUSING CORP
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2033

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	70 STATES AVE, MOREHEAD, KY 40351-7145
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M412/424
Date	Dec 6, 2023
Book Page	M412/424
Instrument	118099

Lender

Name	FRONTIER HOUSING INC
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLEMING KY
Recording Date	Jun 9, 2021
Property Address	70 STATES AVE, MOREHEAD, KY 40351-7145
Document Number	00D279/313
Book / Page	D279 / 313
Map Reference	DB 247 PG 29
Instrument Date	Dec 31, 2014
Instrument	102588
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 LONDON RD, 1760, MOORESVILLE, NC 28115-7226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 LONDON RD, MOORESVILLE, NC 28115-7226

Tax Assessment & Valuation

The 2025 property tax bill for 70 States Ave was $1,358.

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,900 (-) Land $40,000 Building $99,900	$139,900 (-) Land $40,000 Building $99,900
2025	$1,358.00	$139,900 Land $40,000 Building $99,900	$139,900 Land $40,000 Building $99,900
2023	$601.00	$60,000 Land $20,000 Building $40,000	$60,000 Land $20,000 Building $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 70 States Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 States Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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