70 Stark St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 70 Stark St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,340 sqft · built 1962
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Dec 2024)
Tax Bill$4,508 (2026)
Deeds & MortgagesMay 2017 Mortgage
Oct 2017 Sale
APN453801 03-1-47

Property Details

APN / Parcel Number

Primary APN453801 03-1-47
Alternative APN
  • 380100300000010470000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions300 ft deep x 100 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area260 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address70 STARK ST
CityWATERLOO
StateNY
Zip13165-8799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description291-518
Legal Block1
Legal Lot Number47.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3042
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 RUMSEY ST, SENECA FALLS, NY 13148-1341
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 9, 2017Deed of Trust, Mortgage
FIVE STAR BANK
Oct 24, 2017Deed, Transfer
NOT AVAILABLE, KIRSTEN LAMB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2024 · Amount on Record
Deed SaleDec 18, 2024 · Amount on Record
Prior SaleOct 24, 2017 · Amount on Record
Deed Document Number202468880
Deed Book / Page1112 / 229
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address70 STARK ST, WATERLOO, NY 13165-8799
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001626/0000000154
DateMay 9, 2017
Book Page0000001626/0000000154
Instrument201700035489
Lender
NameFIVE STAR BANK
TypeBank
Agreement
AmountAmount Recorded
Term236 Months
DueJan 1, 2037

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateOct 24, 2017
Property Address70 STARK ST, WATERLOO, NY 13165-8799
Document Number0000000959/0000000198
Book / Page0000000959 / 0000000198
Instrument DateOct 16, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, KIRSTEN LAMB

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 STARK ST, WATERLOO, NY 13165-8799

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,508.00 (+4.26%)
2025$4,324.00 (+92.09%)$89,900 (-) Land $16,500 Building $73,400$147,400 (+16.41%) Land $27,053 Building $120,347
2023$89,900 Land $16,500 Building $73,400$126,620 Land $23,239 Building $103,381
2019$2,251.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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