Gallia County property record for 70 Spruce St, Gallipolis, OH 45631 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1850 |
| Square Footage | 3,354 sqft Living Area |
| Lot Size | 19,297 sqft (0.443 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2023) |
| Tax Bill | $2,578.00 (2025) |
| Primary APN | 00705604300 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Building Area | 3,354 sqft Living Area |
| 1st Floor | 1,653 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Other Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 19,297 sqft (0.443 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 518 sqft Garage |
| Carport | Carport |
| Carport Area | 518 sqft Carport |
| Deck Area | 48 sqft Deck |
|---|---|
| Patio Area | 336 sqft Patio |
| Porch Area | 40 sqft Porch |
| View | High Traffic Area View |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 70 SPRUCE ST |
|---|---|
| City | GALLIPOLIS |
| State | OH |
| Zip | 45631-1239 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 521 B 63 100A LOT ON V378 P215 |
| Legal Subdivision | OHIO COMPANYS PURCHASE |
| Legal Block | 63 |
| Legal Lot Number | 521 |
| Jurisdiction | GALLIA OH |
| Minor Civil Division | GALLIPOLIS |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 954000 |
Source: Gallia County records · APN 00705604300
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 SPRUCE KNLS, GALLIPOLIS, OH 45631-1066 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Aug 30, 2016 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Feb 22, 2013 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK NA |
| Jun 27, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST OHIO HOME FINANCE INC |
| Jul 07, 2008 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Jul 07, 2008 · Amount on Record |
| Deed Doc Number | 20231717 |
| Deed Book / Page | 705 / 228 |
| Prior Transfer Date | Apr 04, 2001 |
| Prior Transfer Doc | 0344000222 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 70 SPRUCE ST, GALLIPOLIS, OH 45631-1239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 124 SPRUCE KNLS, GALLIPOLIS, OH 45631-1066 |
| Document Number | 0000664/97 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 664/97 |
| Instrument | 21-0804 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | GALLIPOLIS, OH 45631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 70 SPRUCE ST, GALLIPOLIS, OH 45631-1239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000589/332 |
|---|---|
| Date | Aug 30, 2016 |
| Book Page | 589/332 |
| Instrument | 16-2280 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | GALLIPOLIS, OH 45631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 27, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 70 SPRUCE ST, GALLIPOLIS, OH 45631-1239 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000531/789 |
|---|---|
| Date | Feb 22, 2013 |
| Book Page | 531/789 |
| Instrument | 13-0546 |
| Name | PEOPLES BANK NA |
|---|---|
| Type | Bank |
| Address | MARIETTA, OH 45750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Jun 27, 2023 |
| Property Address | 70 SPRUCE ST, GALLIPOLIS, OH 45631-1239 |
| Document Number | 000705/228 |
| Book / Page | 705 / 228 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 23-00001717 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | BESTITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 SPRUCE KNLS, GALLIPOLIS, OH 45631-1066 |
| Document Number | 0000705231 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 705/231 |
| Name | FIRST OHIO HOME FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Number | 000705/252 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 705/252 |
| Instrument | 23-00001719 |
| Name | FIRST OHIO HOME FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43201 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | Jul 07, 2008 |
| Property Address | 70 SPRUCE ST, GALLIPOLIS, OH 45631-1239 |
| Document Number | 000378/215 |
| Book / Page | 378 / 215 |
| Instrument Date | Jun 25, 2008 |
| Instrument | 082188 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 70 GARFIELD AVE, GALLIPOLIS, OH 45631 |
| Document Number | 000473/278 |
|---|---|
| Date | Jul 07, 2008 |
| Book Page | 473/278 |
| Instrument | 082189 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2038 |
Source: Gallia County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Gallia County |
| County Subdivision | Gallipolis Township |
| Municipality | Gallipolis Village |
| Unified School District | Gallipolis City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,578.00 (-7.63%) | $72,910 (-) Land $3,530 Building $69,380 | |
| 2024 | $208,300 (-) Land $10,080 Building $198,220 | ||
| 2023 | $2,791.00 | $72,910 Land $3,530 Building $69,380 | $208,300 Land $10,080 Building $198,220 |
70 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Gallia County (39053C), updated January 19, 2011
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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