70 Spindrift Trl, Kitty Hawk, NC 27949 Property Records

Dare County property record for 70 Spindrift Trl, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,939 sqft · built 2009
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,841 (2026)
Deeds & Mortgages	May 2021 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986716847807`

Property Details

APN / Parcel Number

Primary APN	`986716847807`
Alternative APN	`022407000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,939 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,000 sqft (0.436 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986716847807
Street Address	70 SPINDRIFT TRL
City	KITTY HAWK
State	NC
Zip	27949-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 234 BLK: SEC: PL: 7 SL: 6
Legal Subdivision	CHICAHAUK
Legal Lot Number	234
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3018
Census Tract	970101

Owner

Source: Dare County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 SPINDRIFT TRL, KITTY HAWK, NC 27949-3723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2009
Transfer Doc	001805/398
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	70 SPINDRIFT TRL, SOUTHERN SHORES, NC 27949-3723
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SPINDRIFT TRL, SOUTHERN SHORES, NC 27949-3723

Mortgage

Document Number	2507/757
Date	May 20, 2021
Book Page	2507/757
Instrument	700099334

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MANTEO, NC 27954

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	70 SPINDRIFT TRL, SOUTHERN SHORES, NC 27949-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2436/866
Date	Nov 18, 2020
Book Page	2436/866
Instrument	700087746

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,841.00	$851,500 (-) Land $270,200 Building $581,300	$851,500 (-) Land $270,200 Building $581,300
2025	$3,841.00 (+16.78%)	$851,500 (+64.7%) Land $270,200 Building $581,300
2023	$3,289.00	$517,000 Land $135,100 Building $381,900
2020			$851,500 Land $270,200 Building $581,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 264 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	276 units insured incl. 12 condo units
Nearby Flood Claims	5 (2012–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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