70 Smith Rd, Chesterfield, MA 01012 Property Records

Hampshire County and Chesterfield Town property record for 70 Smith Rd, Chesterfield, MA 01012

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,720 sqft · built 1989
Lot Size	2.03 acres (88,514 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,421 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit May 2021 Refinance
APN	`CHES M:019 P:0011`

Property Details

APN / Parcel Number

Primary APN	`CHES M:019 P:0011`
Alternative APNs	`M:019 P:0011.00 D:01` `CFLD M:019 P:0011` `201`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,744 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	88,514 sqft (2.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	201
Street Address	70 SMITH RD
City	CHESTERFIELD
State	MA
Zip	01012-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ALL PA
Jurisdiction	CHESTERFIELD MA
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4019
Census Tract	822607

Owner

70 Smith Rd, a single family home, is held in a trust.

Source: Hampshire County and Chesterfield Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 234, CHESTERFIELD, MA 01012-0234
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD MA
Property Address	70 SMITH RD, CHESTERFIELD, MA 01012-9703
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014693-131
Date	Oct 3, 2022
Book Page	14693/131
Instrument	20495

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD MA
Property Address	70 SMITH RD, CHESTERFIELD, MA 01012-9703
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14113-176
Date	May 25, 2021
Book Page	14113/176
Instrument	12536

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 70 Smith Rd was $6,421, up % from the year before.

Source: Hampshire County and Chesterfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Chesterfield Town
Elementary School District	Chesterfield-Goshen School District (PK - 06)
Secondary School District	Hampshire School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,421.00 (+0.05%)	$420,800 (+1.77%) Land $42,100 Building $378,700	$390,327 (+0.38%)
2025	$6,418.00 (+6.26%)	$413,500 (+2.48%) Land $42,100 Building $371,400	$388,835 (+5.76%)
2024	$6,040.00 (+0.17%)	$403,500 (+6.52%) Land $40,100 Building $363,400	$367,650
2023	$6,030.00	$378,800 Land $38,500 Building $340,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 70 Smith Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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