70 Smith Ln, Boaz, AL 35956 Property Records

Etowah County property record for 70 Smith Ln, Boaz, AL 35956

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,942 sqft · built 2007
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2014)
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-02-10-0-001-018.000`

Property Details

APN / Parcel Number

Primary APN	`04-02-10-0-001-018.000`
Alternative APNs	`254999` `342906` `2777`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,942 sqft Living Area
1st Floor Area	2,486 sqft
2nd Floor Area	1,456 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	342906
Street Address	70 SMITH LN
City	BOAZ
State	AL
Zip	35956-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 PINEWOOD EST PLAT I-67 SARDIS CITY 10-10-5 1430-666,1645-52,1723-55,D-2007-3270750,D-2007-3270752,D-2008-3300002,D-2014-3403276,D-2021-3523920(ROS),D-2024-3568740(ROS)
Legal Range	5E
Legal Township	10S
Legal Section	10
Legal Subdivision	PINEWOOD EST
Legal Lot Number	3
Jurisdiction	ETOWAH AL
Township / Civil Division	MOUNTAINBORO
Census Block Group	3
Census Block	3007
Census Tract	11001

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 SMITH LN, BOAZ, AL 35956-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage GOLDWATER BANK NA
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN HOME MORTGAGE CORP
Jun 17, 2014	Warranty Deed, Transfer · FHA Mortgage BRANCH BANKING AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2014 · Amount on Record
Deed Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	20143403276
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	70 SMITH LN, BOAZ, AL 35956-2649
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003448112
Date	Mar 17, 2017
Instrument	3448112

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jul 9, 2021
Property Address	70 SMITH LN, BOAZ, AL 35956-2649
Document Number	0003523920
Instrument Date	Jul 2, 2021
Instrument	3523920
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 SMITH LN, BOAZ, AL 35956-2649

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 SMITH LN, BOAZ, AL 35956-2649
Investor	Possibly a Property Investor

Mortgage

Document Number	0003523921
Date	Jul 9, 2021
Instrument	3523921

Lender

Name	SOUTHERN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jun 17, 2014
Property Address	70 SMITH LN, BOAZ, AL 35956-2649
Document Number	3403276
Instrument Date	Jun 16, 2014
Instrument	3403276
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10724 AL HIGHWAY 168, 10724, BOAZ, AL 35957-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 BIG OAK DR, RAINSVILLE, AL 35986-4777

Mortgage

Document Number	0003403277
Date	Jun 17, 2014
Instrument	3403277

Lender

Name	BRANCH BANKING AND TRUST COMPANY
Address	WILSON, NC 27893

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Sardis City Town
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00 (-53.67%)
2025	$3,751.00 (+105.31%)	$91,500 (+1%) Land $5,000 Building $86,500	$457,500 (-) Land $25,000 Building $432,500
2023	$1,827.00 (+28.93%) Homeowner's exemption	$45,750 (+27.9%) Land $2,500 Building $43,250	$457,500 (+27.9%) Land $25,000 Building $432,500
2022	$1,417.00 Homeowner's exemption	$35,770 Land $2,500 Building $33,270	$357,700 Land $25,000 Building $332,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS CITY WATER BOARD serves 5,463 people · EPA ID AL0000947
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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