70 Simpson Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 70 Simpson Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,651 sqft · built 1999
Lot Size	0.281 acres (12,260 sqft)
Owner	2 Trust Names on File
Last Sale	$593,000 (Dec 2016)
Tax Bill	$6,547 (2025)
Deeds & Mortgages	Jun 2023 Transfer Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0007 B:0185 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0007 B:0185 L:000`
Alternative APN	`923`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,651 sqft Living Area
Gross Area	2,512 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,260 sqft (0.281 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	923
Street Address	70 SIMPSON AVE
City	OAK BLUFFS
State	MA
Zip	02557-7230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	185
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	4
Census Block	4005
Census Tract	200200

Owner

70 Simpson Ave is held in a trust since November 2024.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 206, OAK BLUFFS, MA 02557-0206
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2016 · Amount on File
Deed Sale	Dec 29, 2016 · Amount on File
Prior Sale	May 7, 2015
Deed Book / Page	1425 / 1027
Last Transfer Date	Nov 12, 2024
Transfer Doc	01694-1026
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jun 9, 2023
Property Address	70 SIMPSON AVE, OAK BLUFFS, MA 02557-7230
Document Number	001657-159
Book / Page	1657 / 159
Instrument Date	May 30, 2023
Instrument	2836
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 206, OAK BLUFFS, MA 02557-0206

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	70 SIMPSON AVE, OAK BLUFFS, MA 02557-7230
Document Number	1507-818
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 SIMPSON AVE OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number	1507-818
Date	Oct 3, 2019
Book Page	001507/000818
Instrument	5560

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 2, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 70 Simpson Ave was $6,547, up 108.3% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,547.00 (+108.3%)	$1,296,500 (+115.72%) Land $538,600 Building $757,900	$1,759,486
2024	$3,143.00 (-38.57%)	$601,000 (-37.98%) Land $482,700 Building $118,300
2023	$5,116.00	$969,000 Land $511,700 Building $457,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Simpson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Dec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Simpson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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