Rowan County property record for 70 Sharkey Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 1,416 sqft |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Jun 2021) |
| Tax Bill | $1,591 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-00 00 046.00 |
| Primary APN | 028-00 00 046.00 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,416 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Account Number | 11895 |
|---|---|
| Street Address | 70 SHARKEY RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.023 ACRES KY 32 & KY 158 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 361, CLEARFIELD, KY 40313-0361 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SUMMIT COMMUNITY BANK INC |
| Jun 17, 2021 | Deed, Transfer · Commercial Mortgage SUMMIT COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Deed Document Number | 2010226 |
| Deed Book / Page | D280 / 191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 70 SHARKEY RD, MOREHEAD, KY 40351-8090 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A461/204 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | A461/204 |
| Instrument | 2023798 |
| Name | SUMMIT COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 3, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jun 17, 2021 |
| Property Address | 70 SHARKEY RD, MOREHEAD, KY 40351-8090 |
| Document Number | 00D280/191 |
| Book / Page | D280 / 191 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2010226 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 BIG WOODS RD, MOREHEAD, KY 40351-9157 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 361, CLEARFIELD, KY 40313-0361 |
| Document Number | 0002010227 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2010227 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 22 Months |
| Due | Apr 29, 2023 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,591.00 (-10.62%) | $190,104 (-9.04%) Land $190,104 | $190,104 (-9.04%) Land $190,104 |
| 2023 | $1,780.00 | $209,000 Land $209,000 | $209,000 Land $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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