70 Sandy Hill Dr, Grayson, KY 41143 Property Records

Carter County property record for 70 Sandy Hill Dr, Grayson, KY 41143

Property Summary

Property Type	Mobile Home
Details	1,872 sqft · built 2015
Lot Size	0.495 acres (21,587 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Jun 2017)
Tax Bill	$673 (2025)
Deeds & Mortgages	Mar 2015 Mortgage Mar 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095-00-00-043.01`

Property Details

APN / Parcel Number

Primary APN	`095-00-00-043.01`
Alternative APNs	`27930` `32950`

Interior

Stories	1 Story
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Lot Area	21,587 sqft (0.495 acres)

Location & Zoning

Account Number	32950
Street Address	70 SANDY HILL DR
City	GRAYSON
State	KY
Zip	41143-9004
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DWMH & LOT 9
Legal Subdivision	SANDY HILLS SUBD
Legal Lot Number	9
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2057
Census Tract	960602

Owner

70 Sandy Hill Dr, a mobile home, is owned and occupied by an individual who acquired it in March 2022.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	70 SANDY HILL DR, GRAYSON, KY 41143-9004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2015	Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 3, 2015	Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC
Apr 7, 2022	Intrafamily Transfer, Transfer
Jun 1, 2017	Deed, Transfer · ARM DESCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Deed Document Number	2017380462
Deed Book / Page	375 / 885
Last Transfer Date	Mar 22, 2022
Transfer Doc	000474/788
Record Updated	Jun 8, 2026

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	70 SANDY HILL DR, GRAYSON, KY 41143-9004
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR337/070
Date	Mar 3, 2015
Book Page	OR337/070
Instrument	352640

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37802

Agreement

Amount	Amount on Record

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	70 SANDY HILL DR, GRAYSON, KY 41143-9004
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR337/076
Date	Mar 3, 2015
Book Page	OR337/076
Instrument	352640

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37802

Agreement

Amount	Amount on Record
Term	276 Months
Due	Mar 1, 2038

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Apr 7, 2022
Property Address	70 SANDY HILL DR, GRAYSON, KY 41143-9004
Document Number	000474/788
Book / Page	474 / 788
Instrument Date	Mar 22, 2022
Instrument	541204
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 ROSE CATRON DR, TALCOTT, WV 24981-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	22 ROSE CATRON DR, TALCOTT, WV 24981-1103

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jun 1, 2017
Property Address	70 SANDY HILL DR, GRAYSON, KY 41143-9004
Document Number	0OR375/885
Book / Page	OR375 / 885
Map Reference	MB 314 PG 654
Instrument Date	May 31, 2017
Instrument	380462
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 RIVER RDA, GRAYSON, KY 41143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 432, TALCOTT, WV 24981-0432

Mortgage

Document Number	0000380463
Date	Jun 1, 2017
Instrument	380463

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

Tax Assessment & Valuation

The 2025 property tax bill for 70 Sandy Hill Dr was $673.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$673.00	$79,000	$79,000
2023	$680.00	$79,000	$79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Sandy Hill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Sandy Hill Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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