70 Ridgebrook Rd, Torrington, CT 06790 Property Records

Torrington City property record for 70 Ridgebrook Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,858 sqft · built 1945
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jan 2021)
Tax Bill	$7,228 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2022 Refinance + 1 more
APN	`90427`

Property Details

APN / Parcel Number

Primary APN	`90427`
Alternative APNs	`TORR M:132 B:011 L:005` `090427`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Gross Area	3,640 sqft
Basement Area	1,300 sqft
Unfinished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	90427
Street Address	70 RIDGEBROOK RD
City	TORRINGTON
State	CT
Zip	06790-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	11
Legal Lot Number	5
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2007
Census Tract	310500

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 RIDGEBROOK RD, TORRINGTON, CT 06790-4044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jan 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Jun 30, 2009
Deed Document Number	2021461493
Deed Book / Page	1324 / 877
Transfer Doc	1069-1004
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	May 5, 2026
Property Address	70 RIDGEBROOK RD, TORRINGTON, CT 06790-4044
Document Number	01458-1123
Book / Page	1458 / 1123
Instrument Date	Apr 28, 2026
Instrument	2026507878
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 RIDGEBROOK RD, TORRINGTON, CT 06790-4044

Mortgage

Document Number	0000507878,
Date	May 5, 2026
Book Page	1458/1123
Instrument	2026507878

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	70 RIDGEBROOK RD, TORRINGTON, CT 06790-4044
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001378-502
Date	Nov 21, 2022
Book Page	1378/502
Instrument	2022-479771

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jan 11, 2021
Property Address	70 RIDGEBROOK RD, TORRINGTON, CT 06790-4044
Document Number	1324-877
Book / Page	1324 / 877
Instrument Date	Jan 7, 2021
Instrument	2021-461493
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021461494
Date	Jan 11, 2021
Instrument	2021-461494

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,228.00 (-12.98%)	$216,020 (-) Land $31,220 Building $184,800	$364,058 (+140.76%)
2025	$8,306.00	$216,020 (+99.65%) Land $31,220 Building $184,800	$151,214 Land $21,854 Building $129,360
2024	$8,306.00 (+60.07%)
2023	$5,189.00 (+1.73%)	$108,200 (-) Land $31,180 Building $77,020
2022	$5,101.00	$108,200 Land $31,180 Building $77,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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