70 Refuge Ridge Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 70 Refuge Ridge Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 832 sqft · built 2021
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Sep 2023)
Tax Bill	$933 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452200997552000`

Property Details

APN / Parcel Number

Primary APN	`452200997552000`
Alternative APNs	`54495` `60976`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	832 sqft Heated Area
Gross Area	1,048 sqft
1st Floor Area	832 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	47,480 sqft (1.09 acres)
Lot Width	327 ft Width
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60976
Street Address	70 REFUGE RIDGE RD
City	MURPHY
State	NC
Zip	28906-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THE REFUGE 1679/793
Legal Subdivision	REFUGE
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2014
Census Tract	930606

Owner

Source: Cherokee County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 REFUGE RIDGE RD, MURPHY, NC 28906-3136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	20234456
Deed Book / Page	1741 / 1383
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 7, 2023
Property Address	70 REFUGE RIDGE RD, MURPHY, NC 28906-3136
Document Number	01741/1383
Book / Page	1741 / 1383
Instrument Date	Aug 17, 2023
Instrument	4456
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 RUSHMORE LN, MURPHY, NC 28906-3482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 REFUGE RIDGE RD, MURPHY, NC 28906-3136

Mortgage

Document Number	0017411386
Date	Sep 7, 2023
Instrument	1741/1386

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 3, 2021
Property Address	70 REFUGE RIDGE RD, MURPHY, NC 28906-3136
Document Number	001679/793
Book / Page	1679 / 793
Instrument Date	Apr 29, 2021
Instrument	2900
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1475, MURPHY, NC 28906-1475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 REFUGE RIDGE ROAD, MURPHY, NC 28906-3136

Mortgage

Document Number	0001679796
Date	May 3, 2021
Instrument	1679/796

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00	$120,410 (-0.78%)	$120,410 (-0.78%) Land $8,930 Building $111,480
2023		$121,360	$121,360 Land $8,930 Building $112,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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