70 Ramsey Ct, Cameron, NC 28326 Property Records

Harnett County property record for 70 Ramsey Ct, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,170 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2026)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500079980`

Property Details

APN / Parcel Number

Primary APN	`1500079980`
Alternative APNs	`09956501 0282 52` `1500032757`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,170 sqft Heated Area
1st Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	624 sqft
Porch	Porch
Porch Area	272 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500079980
Street Address	70 RAMSEY CT
City	CAMERON
State	NC
Zip	28326-6753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#84 RICHMOND PARK PH 1 PC#F-410D&D-A
Legal Subdivision	RICHMOND PARK
Legal Phase	1
Legal Lot Number	84
Jurisdiction	HARNETT NC
Township / Civil Division	BARBECUE
Census Block Group	2
Census Block	2014
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 RAMSEY CT, CAMERON, NC 28326-6753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · VA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jul 29, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Apr 26, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	20268784
Deed Book / Page	4340 / 1438
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	May 1, 2026
Property Address	70 RAMSEY CT, CAMERON, NC 28326-6753
Document Number	0000008784
Book / Page	4340 / 1438
Instrument Date	Apr 24, 2026
Instrument	2026.8784
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	SINGLE SOURCE REAL ESTATE SERV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 RAMSEY CT, CAMERON, NC 28326-6753

Mortgage

Document Number	0000008785,
Date	May 1, 2026
Instrument	2026..8785

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 29, 2019
Property Address	70 RAMSEY CT, CAMERON, NC 28326-6753
Document Number	0000010365
Book / Page	003719 / 000459
Instrument Date	Jul 12, 2019
Instrument	10365
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 RAMSEY CT CAMERON NC 283266753, CAMERON, NC 28326-6753

Mortgage

Document Number	10367
Date	Jul 29, 2019
Book Page	003719/000465
Instrument	10367

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	70 RAMSEY CT, CAMERON, NC 28326-6753
Document Number	0000006187
Book / Page	003500 / 000754
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 RAMSEY CT CAMERON NC 283266753, CAMERON, NC 28326-6753

Mortgage

Document Number	0000006187
Date	Apr 28, 2017
Book Page	003500/000754
Instrument	6187

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2027

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00 (+18.86%)	$279,005 (+11.21%)	$279,005 (+11.21%) Land $39,690 Building $239,315
2025	$1,548.00 (-17.13%)	$250,887 (-)	$250,887 (-) Land $45,360 Building $205,527
2023	$1,868.00	$250,887	$250,887 Land $45,360 Building $205,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

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