70 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 70 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	3,228 sqft · built 1930
Lot Size	0.272 acres (11,842 sqft)
Owner	Individual Name on Record
Last Sale	$720,000 (Jul 2021)
Tax Bill	$20,556 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-09000-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`16-09000-0000-00031`
Alternative APN	`1600078000000001`

Interior

Building Area	3,228 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	11,842 sqft (0.272 acres)
Lot Dimensions	191 ft deep x 62 ft wide

Location & Zoning

Old Parcel Number	1600078000000001
Street Address	70 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	62X191 IRR
Legal Subdivision	TOWNSHIP/NUTLEY
Legal Block	9000
Legal Lot Number	31
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	2
Census Block	2000
Census Tract	13900

Owner

Source: Essex County and Nutley Township records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	70 PROSPECT ST, NUTLEY, NJ 07110-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Jul 8, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	202182384
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jul 27, 2026
Property Address	70 PROSPECT ST, NUTLEY, NJ 07110-3143
Document Number	0000049550
Instrument Date	Jul 10, 2026
Instrument	202649550
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PROSPECT ST, NUTLEY, NJ 07110-3143

Mortgage

Document Number	0000049550,
Date	Jul 27, 2026
Instrument	202649550

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2056

Interest

Rate	6.52%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	70 PROSPECT ST, NUTLEY, NJ 07110-3143
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PROSPECT ST, NUTLEY, NJ 07110-3143

Mortgage

Document Number	0000022035
Date	Apr 11, 2023
Instrument	2023022035

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 8, 2021
Property Address	70 PROSPECT ST, NUTLEY, NJ 07110-3143
Document Number	2021082384
Instrument Date	Jun 11, 2021
Instrument	2021082384
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 SALERNO WAY, 410, HOWELL, NJ 07731-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PROSPECT ST, NUTLEY, NJ 07110-3143

Mortgage

Document Number	0000082387
Date	Jul 8, 2021
Instrument	2021082387

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$773,000 (+1.5%) Land $215,300 Building $557,700	$773,000 (+1.5%) Land $215,300 Building $557,700
2025	$20,556.00 (+2.55%)	$761,600 (-) Land $215,300 Building $546,300	$761,600 (-) Land $215,300 Building $546,300
2024	$20,045.00 (-0.23%)
2023		$761,600 Land $215,300 Building $546,300	$761,600 Land $215,300 Building $546,300
2022	$20,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 individual policies
Nearby Flood Policies	39 units insured incl. 7 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	2 of 90
Most Recent Claim	Jun 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 25 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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