70 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 70 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,588 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2019)
Tax Bill	$9,084 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00002-19-00006`

Property Details

APN / Parcel Number

Primary APN	`21-00002-19-00006`
Alternative APNs	`2100002001900006` `321906`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,588 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	1,108 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	616 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	321906
Street Address	70 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	INCL BLK 2-19
Legal Subdivision	INCL
Legal Block	2.19
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2008
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 PINE NEEDLE ST, HOWELL, NJ 07731-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 24, 2020	Deed of Trust, Mortgage HARBORONE MTG LLC
Jan 24, 2019	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	20197819
Deed Book / Page	9332 / 4426
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	70 PINE NEEDLE ST, HOWELL, NJ 07731-2656
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PINE NEEDLE ST, HOWELL, NJ 07731-2656
Investor	Possibly a Property Investor

Mortgage

Document Number	0097106139
Date	Oct 29, 2024
Book Page	9710/6139
Instrument	2024075779

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 16, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	70 PINE NEEDLE ST, HOWELL, NJ 07731-2656
Document Number	0000117346
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	ASSURANCE TITLE SERVICES INC, ASSURANCE TITLE SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 PINE NEEDLE ST HOWELL NJ 077312656, HOWELL, NJ 07731-2656

Mortgage

Document Number	0000117346
Date	Oct 8, 2020
Book Page	009447/008229
Instrument	117346

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 24, 2019
Property Address	70 PINE NEEDLE ST, HOWELL, NJ 07731-2656
Document Number	0000007819
Book / Page	009332 / 004426
Instrument Date	Jan 11, 2019
Instrument	7819
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	TITLE GUARANTEE COMPANY INC., TITLE GUARANTEE CO., INC.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 PINE NEEDLE ST HOWELL NJ 077312656, HOWELL, NJ 07731-2656

Mortgage

Document Number	7820
Date	Jan 24, 2019
Book Page	009332/004443
Instrument	7820

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Fixed Rate
Rate	3.97%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,900 (+7.91%) Land $369,500 Building $202,400	$571,900 (+7.91%) Land $369,500 Building $202,400
2025	$9,084.00 (+5.48%)	$530,000 (+25.68%) Land $329,500 Building $200,500	$530,000 (+25.68%) Land $329,500 Building $200,500
2024	$8,612.00 (+17.01%)
2023		$421,700 Land $229,500 Building $192,200	$421,700 Land $229,500 Building $192,200
2022	$7,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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