70 Picardy St, Mobile, AL 36607 Property Records

Mobile County property record for 70 Picardy St, Mobile, AL 36607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1956
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2026)
Tax Bill	$731 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022908183001098`

Property Details

APN / Parcel Number

Primary APN	`R022908183001098`
Alternative APNs	`29 08 18 3 001 098.XXX` `00846044` `846044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	846044
Street Address	70 PICARDY ST
City	MOBILE
State	AL
Zip	36607-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 4 FLORAL GDNS PER MBK 8 PG 107 #SEC 18 T4S R1W #MP29 08 18 3 001
Legal Range	04S
Legal Township	04S
Legal Section	18
Legal Subdivision	PICARDY ESTATES
Legal Block	4
Legal Lot Number	5
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2030
Census Tract	2700

Owner

Source: Mobile County assessment roll, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	70 PICARDY ST, MOBILE, AL 36607-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Apr 26, 2021	Warranty Deed, Transfer
Sep 11, 2019	Warranty Deed, Transfer WILLIAM J & MELANIE R SUSMAN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	202626734
Prior Transfer Date	Jun 11, 2010
Prior Transfer Doc	0000032553
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 12, 2026
Property Address	70 PICARDY ST, MOBILE, AL 36607-2623
Document Number	0000026734
Instrument Date	May 4, 2026
Instrument	2026.26734
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,140.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	70 PICARDY ST, MOBILE, AL 36607-2623

Mortgage

Document Number	0000026735,
Date	May 12, 2026
Instrument	2026..26735

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000026736,
Date	May 12, 2026
Instrument	2026.26736

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	70 PICARDY ST, MOBILE, AL 36607-2623
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SURETY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066600
Date	Nov 13, 2019
Instrument	2019066600

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 26, 2021
Property Address	70 PICARDY ST, MOBILE, AL 36607-2623
Document Number	0000025929
Map Reference	MB 8 PG 107
Instrument Date	Apr 20, 2021
Instrument	2021025929
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 VRSOLINE DRIVE, MOBILE, AL 36608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 VRSVILNE DRIVE, MOBILE, AL 36608

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 11, 2019
Property Address	70 PICARDY ST, MOBILE, AL 36607-2623
Document Number	0000053816
Instrument Date	Aug 15, 2019
Instrument	53816
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4120 URSULINE DR MOBILE AL 366082441, MOBILE, AL 36608-2441

Mortgage

Document Number	53817
Date	Sep 11, 2019
Instrument	53817

Lender

Name	WILLIAM J & MELANIE R SUSMAN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00 (+3.39%)	$11,360 (+3.46%) Land $3,000 Building $8,360	$56,800 (+3.46%) Land $15,000 Building $41,800
2024	$707.00 (+9.61%)	$10,980 (+8.07%) Land $3,200 Building $7,780	$54,900 (+8.07%) Land $16,000 Building $38,900
2023	$645.00 (+2.22%)	$10,160 (+3.89%) Land $3,500 Building $6,660	$50,800 (+3.89%) Land $17,500 Building $33,300
2022	$631.00	$9,780 Land $3,500 Building $6,280	$48,900 Land $17,500 Building $31,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1979–1998)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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